Muhammad Hamayun Sajjad
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Muhammad Hamayun Sajjad Email & Phone Number

Board member | CEO | Banking & AI | Financial Inclusion at Mashreq
Location: Karāchi, Sindh, Pakistan 16 work roles 3 schools
1 work email found @nbp.com.pk LinkedIn matched
✓ Verified Jun 2026 4 data sources Profile completeness 100%

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Work email h****@nbp.com.pk
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Current company
Role
Board member | CEO | Banking & AI | Financial Inclusion
Location
Karāchi, Sindh, Pakistan

Who is Muhammad Hamayun Sajjad? Overview

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Quick answer

Muhammad Hamayun Sajjad is listed as Board member | CEO | Banking & AI | Financial Inclusion at Mashreq, based in Karāchi, Sindh, Pakistan. AeroLeads shows a work email signal at nbp.com.pk and a matched LinkedIn profile for Muhammad Hamayun Sajjad.

Muhammad Hamayun Sajjad previously worked as Chief Executive Officer at Mashreq and Independent Director at 1Link (Pvt) Limited. Muhammad Hamayun Sajjad holds Mastering Design Thinking from Massachusetts Institute Of Technology.

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Email format at Mashreq

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*@nbp.com.pk
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Profile bio

About Muhammad Hamayun Sajjad

Muhammad is an accomplished executive and a well-respected board member of the financial institutions in Pakistan. He has been recognized as one of Asia's top 100 Fintech leaders for his outstanding work in financial technologies, exceptional leadership skills, and strategic vision. With a zeal for innovation and a blend of strategic, creative, commercial, and technical skills, he has consistently delivered results in the Financial Industry. His expertise lies in crafting seamless digital experiences for financial service consumers, ranging from banking to payments and ecosystem product suites.As a core team member responsible for multiple digital financial services initiatives, Muhammad has contributed to several notable brands, including the National Bank of Pakistan (NBP), United Bank Limited, and Easypaisa. With extensive experience operating across the EMEA and APAC region countries, including Myanmar, Thailand, and Australia, Muhammad has established a strong network with top executives worldwide. His expertise has enabled him to catalyse transformation and drive success for brands such as Wave Money Myanmar, Telenor Banka, Paysbuy Thailand, Saudi Telecom, Teradata, and Bentley Systems U.S.Muhammad has successfully led the transformation of NBP by utilizing digital technologies to bring about cultural change. He is proud of his work with the Government of Pakistan, where he managed the design, development, and launch of a targeted commodity subsidy ecosystem. This ecosystem has helped deserving citizens in poverty alleviation efforts throughout the country.Muhammad is a highly qualified professional with a specialization in Design Thinking from MIT, an MBA in Marketing, and a bachelor's degree in Computer Science. He is enthusiastic about bringing culture change in large and complex organizations using Agile methodologies and Design Thinking. Muhammad's work mainly focuses on innovation, digitalization, and how technology is changing people's expectations.

Listed skills include Vendor Management, Team Management, Pre Sales, Requirements Analysis, and 53 others.

Current workplace

Muhammad Hamayun Sajjad's current company

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Mashreq
Mashreq
Board member | CEO | Banking & AI | Financial Inclusion
AeroLeads page
16 roles

Muhammad Hamayun Sajjad work experience

A career timeline built from the work history available for this profile.

Chief Executive Officer

Current

Dubai, UAE, AE

Oct 2023 - Present

Member Board Of Directors

Karachi, Sindh, PK

Pakistan Mercantile Exchange Limited (PMEX) is the country's first and only demutualized commodity futures exchange, licensed and regulated by the Securities and Exchange Commission of Pakistan (SECP). As a Board member with a background in digital technologies, I contribute to PMEX's direction setting and helping the organization embrace digital.

May 2023 - Oct 2023

Member Board Of Directors

Karachi, Sindh, PK

PakVitae is a Pakistan-based startup that aims to clean drinking water of water-borne bacteria, viruses, and contaminants in developing countries.As a Board member of a startup, I am handholding founders to convert the company into a scaleup.

Jun 2022 - Oct 2023

Member Board Of Directors

Karachi, Sindh, PK

1LINK is Pakistan's first fully licensed Payment System Operator and Payment Service Provider, the largest payment gateway and switch system, committed to administering and evolving a robust e-payment network in Pakistan.I am helping and empowering the management team to envision and realize a future where 1Link sets the standard for a thriving digital.

Aug 2021 - Oct 2023

Senior Executive Vice President Group Chief Digital Banking

Karachi, Sindh, PK

The National Bank of Pakistan (NBP) is one of the largest commercial banks in Pakistan with USD 30 Billion in assets accounting for ~15% of total industry assets, more than 9.5 million customers, operates in 12 countries, 1,500 branches, and more than 15,000 employees.As the Group Chief of Digital Banking, I spearheaded the Bank's transformation with a.

Jun 2021 - Oct 2023

Executive Vice President - Head Of Digital Payments & Branchless Banking

Karachi, Sindh, PK

Seeded the concept of "UBL Digital" and spearheaded the digital banking initiatives resulting in UBL becoming the best digital bank in Pakistan twice in a row, i.e., 2020 and 2021.Design, establish and manage all digital business management, control, and governance frameworks, incl. Business performance, investment analysis and allocation, operational.

May 2020 - Jun 2021

Executive Vice President - Head Of Innovation

Karachi, Sindh, PK

Lead the bank's digital transformation, also crafting new digital banking business opportunities through Buy-in from The Board and constantly navigating through enterprise fabric, Mindset, and the Cultural changeFocus on Design lead innovation Digital onboardingBack office transformation through automationContact Center transformation through digital.

Mar 2016 - May 2020

Partner & Director

Delivering consulting services with deep understanding and experience of the Digital Financial ecosystem, online payments, and mobile money services.

Oct 2014 - Feb 2016

Consultant Mobile Financial Services & Digital Banking

Meudon, FR

Supporting Mobile Financial Services projects across Asia, Africa, and Middle East

May 2015 - Oct 2015

Mobile Financial Services Head Of Product Development

Yangon, MM

Founding member of Wavemoney helped Telenor take this initiative from concept to launch in Myanmar market.Market study & feasibility analysisBusiness case preparation & investment approvalsProduct road map developmentBusiness requirements gathering detailing launch productsMobile Money platform RFP & vendor selection

Oct 2014 - May 2015

Group Financial Services Technology Lead

Fornebu, NO

Responsible for supporting mobile financial services deployments in Telenor business units across Asia & Europe.Key contributor to Digital Services (FS) projects at Telenor Hungary, Serbia, Malaysia, Thailand, Pakistan, and Myanmar.Governance & implementation of Telenor group Industrialization principles by maintaining regional roadmap, product evolution.

Feb 2012 - Oct 2014

Senior Manager Mobile Financial Services (Easypaisa)

Fornebu, NO

Core team member of Easypaisa launch team Responsible for managing mobile Money (Easypaisa value chain Telco & Banking) services strategy formulation, new product planning & development, capacity planning and alignment with business forecast, and 24x7 operations

Jan 2010 - Nov 2012

Manager Value Added Services

Fornebu, NO

Feb 2008 - Dec 2009

Head Of Business Intelligence & Advanced Analytics

San Diego, California, US

Data sciences, Data Warehousing, Advanced Analytics, and Enterprise Business Intelligence

Apr 2005 - Jan 2008

Software Development Team Lead

Exton, PA, US

Software development, Quality Assurance, Application Architecture

Jun 2000 - Mar 2005
3 education records

Muhammad Hamayun Sajjad education

Mastering Design Thinking

Massachusetts Institute Of Technology

Mba, Finance, Marketing

Bahria University

Bs, Cs

National University Of Computer And Emerging Sciences
FAQ

Frequently asked questions about Muhammad Hamayun Sajjad

Quick answers generated from the profile data available on this page.

What company does Muhammad Hamayun Sajjad work for?

Muhammad Hamayun Sajjad works for Mashreq.

What is Muhammad Hamayun Sajjad's role at Mashreq?

Muhammad Hamayun Sajjad is listed as Board member | CEO | Banking & AI | Financial Inclusion at Mashreq.

What is Muhammad Hamayun Sajjad's email address?

AeroLeads has found 1 work email signal at @nbp.com.pk for Muhammad Hamayun Sajjad at Mashreq.

Where is Muhammad Hamayun Sajjad based?

Muhammad Hamayun Sajjad is based in Karāchi, Sindh, Pakistan while working with Mashreq.

What companies has Muhammad Hamayun Sajjad worked for?

Muhammad Hamayun Sajjad has worked for Mashreq, 1Link (Pvt) Limited, Pakistan Mercantile Exchange Limited - Pmex, Pakvitae (Pvt) Ltd, and National Bank Of Pakistan.

How can I contact Muhammad Hamayun Sajjad?

You can use AeroLeads to view verified contact signals for Muhammad Hamayun Sajjad at Mashreq, including work email, phone, and LinkedIn data when available.

What schools did Muhammad Hamayun Sajjad attend?

Muhammad Hamayun Sajjad holds Mastering Design Thinking from Massachusetts Institute Of Technology.

What skills is Muhammad Hamayun Sajjad known for?

Muhammad Hamayun Sajjad is listed with skills including Vendor Management, Team Management, Pre Sales, Requirements Analysis, Software Development, Business Analysis, Solution Architecture, and It Strategy.

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