Muhammad Umer Javaid Email & Phone Number

Germany

1-Successfully arranged multi-billion Dollars loans from various banks with competitive pricing and favorable terms.2-Cultivated strong relationships with banking partners (12+ Banks) which resulted in significant reducing in financing costs and enhanced flexibility in loan structures.3-Achieved Award-Winning Funds Management by controlling debtors, creditors, and inventory, ensuring no project is delayed.4-Saved millions of Dollars by implementing effective currency hedging strategies.5-Streamlined treasury processes through system integration using Artificial Intelligence and Automation tools and managed to reduce man-hours requirement by 30%.

Dubai, United Arab Emirates

1-Optimized Operational Strategy During COVID-19: Restructured all operations, maintaining strong cash reserves by strategically managing cost, revenue, products, and investments, ensuring financial stability during the pandemic.2-Drove Financial Health Improvement: Implemented modern budgeting, reporting, and organizational controls, leading to significant improvements in financial health, recognized by senior management within six months of tenure.3-Led Cost Reduction Initiatives by collaborating with departments to achieve up to 20% reduction in operational costs through efficiency improvements.4-Introduced and Implement strategies and tools for risk mitigation on currency, liquidity and interest rates which reduced the finance cost by 15%. 5-Successfully executed a comprehensive plan to make the company’s people, processes, and systems VAT- compliant, achieving this milestone without external consultancy.6-Ensured Zero Fraud with Internal Controls: Strengthened internal controls to eliminate fraud and misappropriation, achieving a flawless record of zero incidents.

Dubai, United Arab Emirates

1-Led a team of 5 in MIS Reporting, Accounts Receivable, Accounts Payable, Commercial Contracts, and Payroll across UAE, Saudi Arabia, Egypt, and Kuwait, ensuring efficient and compliant operations.2-Reduced bad debts by 30% by implementing strict credit control policies and introducing attractive commission schemes, significantly improving cash flow.3-Achieved AED 2.5 million cost savings by successfully renegotiating key annual contracts and group insurance agreements.4-Successfully secured multimillion-dollar investments by efficiently managing due diligence audits for STC Telecom.5-Led the successful first-time implementation of the Finance ERP (SAP) system by effectively coordinating with SAP consultants, ensuring seamless integration.

Executive Masters In Business Administration Exc. Mba, Finance, Management, Operations

Activities and Societies: Participated in Youth Leadership Program, SoftSkills Training Events, Management simulation games

Masters In Commerce (M.Com), Finance & Accounts