Mujahid has advised many Entrepreneur/High net worth individual (HNWI) and organizations in the United Arab Emirates and the Middle East market on topics related to structuring ownership, Tax, mergers & acquisitions, corporate strategy, performance improvement, distribution, and sales enhancement, customer experience transformation, and commercial due diligence.- Wealth advisory/ management services- VAT/ Tax- Structuring ownership- Assurance / Audit- Strategy- Financing - Business Model/ Feasibility Study/ Business Plan- Systems optimization- Operational effectiveness- ICV / ESR / UBO / CRC ReportingResponsibilities:- Project management, result delivery, management of the client relationship.- Support for sales activities and business development, recruiting, training.- Team and resource management, in parallel on different projects and clients.

Makan Finder, situated in Dubai, United Arab Emirates stands out as a premier real estate agency providing comprehensive property solutions for both end users and investors, blending luxury with convenience. Our expert team of property consultants is dedicated to assisting you in selecting the perfect property where your dream home can come to life. Committed to delivering top-notch real estate services, Makan Finder's seasoned professionals offer exceptional guidance to navigate through market intricacies, ensuring client satisfaction every step of the way.

Accountable for the administrative, financial, and risk management operations of the mall, to include the development of a financial and operational strategy, metrics tied to that strategy, and the ongoing development and monitoring of control systems designed to preserve Mall assets and report accurate financial results. Principal accountabilities are:Planning- Assist in formulating the Mall’s future direction and supporting tactical initiatives- Monitor and direct the implementation of strategic business plans- Develop financial strategies- Manage the capital request and budgeting processes- Develop performance measures that support the mall's strategic directionOperations- Participate in key decisions as a member of the executive management team- Maintain in-depth relations with all members of the management team- Manage the accounting, human resources departments- Oversee the financial operations of subsidiary companies and foreign operations- Oversee the mall's transaction processing systems- Supervise acquisition due diligence and negotiate acquisitionsFinancial Information- Oversee the issuance of financial information- Report financial results to the board of directorsRisk Management- Understand and mitigate key elements of the mall's risk profile- Monitor all open legal issues involving the mall, and legal issues affecting the industry- Construct and monitor reliable control systems- Maintain appropriate insurance coverage- Ensure that the mall complies with all legal and regulatory requirements- Ensure that record keeping meets the requirements of auditors- Maintain relations with external auditors and investigate their findings and recommendationsFunding- Monitor cash balances and cash forecasts- Arrange for debt and equity financingThird Parties- Participate in conference calls with the investment community- Maintain banking relationships and represent the mall with investment bankers and investors.

Plan, manage and implement controls and processes necessary to manage the different major units within the Group Finance departments of General Ledger. The focus areas of the major units comprise analysing the risks (including internal controls) in a business unit, identifying solutions, mitigating risk, financial reporting and compliance with International Financial Reporting Standards (IFRS)/ IAS, financial consolidation of Group companies, managing key processes /systems and implementing process improvements to enhance efficiency and drive down unit costs. -Liaison with the banks - Working close with banks for the facility agreements, letter of credits & bank guarantees.-Negotiating/overseeing treasury related aspects like credit facilities, off-balance sheet borrowings (L/cs, etc.) to optimize deployment of funds within the company.-Prepare the long term business plan and construct an appropriate financial model using key performance drivers; ensuring business growth and productivity improvement indicators.-Directing and overseeing all aspects of the Treasury, Finance & Accounting functions of the company.-Conduct ROI analysis to improve efficiency of spending.-Refine and implement financial controls, policies and procedures.-Continuously support budget and forecast activities and monitor actual performance against budget and financial analysis.-Oversee accurate preparation of month-end, quarter-end and year-end financial statements to meet reporting multiple deadlines.-Review and advise Financial Accounting of monthly accruals & prepayments.-Enhance and implement financial and accounting systems, processes, tools and control systems.-Analyze variances and explore potential problems with line managers, make appropriate recommendation and advice of the impact.-Perform Gross Margin analysis, including forecast and actual.-Strengthening costing related systems/procedures.-Ensure full compliance with Laws and regulations applicable in the UAE market.

Coordinate the various planning phases of an engagement, including staff requirements, scheduling and the assignment of work to be performed by others. Develop and maintain good working relationships with client management.Responsibilities:-Oversees audit planning, field work, and audit reporting; prepares reports, and communicates findings and recommendations to line and senior management.-Review automated audit work papers prepared by the audit staff to ensure sound audit theory and compliance with the department's methodology.-Reviewed at various stages and points of completion, all work done by audit team members for completeness, accuracy and compliance with established standard policy requirements and procedures.-Demonstrated continuous effort to improve audit quality, decrease turnaround times, streamline work processes, and work cooperatively and jointly to provide quality audits.-Development and design of system applications to ensure adequate internal controls and security are implemented and support operational improvement by participating on a team and sharing best practices.-Identify, understand, and document business risks surrounding internal controls and other factors. Provide input for preparing and implementing a risk-based audit plan. -Responsible for managing audit team for smooth & timely execution of various audits for MEP, Landscaping and Civil Construction companies.-Handling financial concurrence of various contractual & procurement proposals. Checking and laying down suitable internal controls in the system on behalf of clients.-Ensure that the audit team is briefed, trained and competent.Prominent Clients:-Grand Hyatt-Muscat Private Hospital -Abu Hatim Group (Construction) -Greatwall Drilling Co.

Established and manage the Internal Audit Department for Hira Group. Establish and realize goals, objectives and budgets for the Internal Audit Department. Designed and implement internal audit plans and programs (operational and financial).Responsible for reporting to management any weaknesses or scope for improvement in systems of control and recommending how improvements might be achieved.Duties & Responsibilities- Formulated internal audit plan with the consultation of the audit committee and Chairman.- Plan and conduct reviews of internal controls of the Company and its subsidiaries.- Determine whether processes, procedures and internal controls exist, are adequate, documented, understood and adhered to by all relevant parties.- Recommend changes in policies or procedures to increase efficiency of operations or to improve safeguards over assets.- Implemented the annual audit plan, including any special assignments or tasks requested by the audit committee.- Reviewed the reliability and integrity of financial and operating information and the means used to identify measure, classify, and report such information.- Pro actively advise the Chairman and CEO on any risks / opportunities for the groups’ businesses.-Checking of import and export documentations regarding cotton,yarn and terry products.-Controlling the inflow and outflow of shipments in order to avoid extra demurrage cost on containers due to high volume of transactions.-Reviewing of Import and Export L/C’s to avoid discrepancies.-Oversees budgeting and monitors construction costs based on the analysis and review of financial information. Measures and controls impact of construction projects on finances.-Review the company's work-in-progress (WIP) schedule based on cost basis to have an accurate P&L status as per IFRS.-Review quarterly report for project estimate cost to complete (ECTC) with detail project part code budget to Board of Directors.

Responsible for providing financial advice, guidance and support at country level operations. Oversee the operational finance such as general accounting, financial analysis, credit approvals/collections, payments etc, and establish short-term and long-term objectives with adequate operating plans for future developments. Responsibilities:-Prepared and presented monthly market review including Sales Growth Analysis (SGA), commercial spending and other KPI’s.-Worked closely with operational sales and marketing managers and developed excellent knowledge of the business units’ operating environments (market size, industry trends, competitors etc), challenged the operational teams and their assumptions and proposed revisions.-Added visible value to the group and making a notable positive impact on operating key performance indicators, including the Return on Operating Capital Employed (ROCE) of the business units under my responsibility. -Optimized the cost structure for units.-Developed financial processes and procedures, implemented reports and controls to ensure effective asset management.-Reviewed P&L and balance sheet (margins, stock levels, receivables, payables); analyzed and recommended on monthly figures from business units compared to budget and last year.-Managed the Cash flow, both on a day to day basis and by ensured that accurate forecasts are made and monitored.-Provided detailed IRR/payback studies in the group format to justify capital expenditure, including all relevant analysis.-Monitored the returns on investment for all capital expenditure.-Dealt with financial institutions for managing working capital and capital expenditure. -Enhanced and best utilisation of bank credit lines which includes; L/C’S (usance and sight), TR and deferred payment bills, Tender and performance bonds, Standby L/C’s, open-ended guarantees, LBD/EBD etc.-Calculation of landed cost of the imported items.-Prepared and filed income tax returns.-External audit.

BUSINESS ASSURANCE SERVICES-Implementation of Grant Thornton Audit Methodology and best practices on clients.-Preparation, examination, analysis and review of financial statements including cash flows and consolidated financial statements.-Assesses risks and internal controls by identifying areas of non-compliance; evaluating manual and automated financial processes; identifying process weaknesses and inefficiencies and operational issues.-Perform tests of internal controls to ensure effectiveness.-Perform analytical review of audit documents.-Review client accounting and operating procedures and systems of internal control.-Identify accounting and auditing issues; perform research to solve issues that arise.-Prepare financial statement reports and documentation supporting Deloitte's audit opinions.-Provide recommendations for improved controls and enhanced business efficiency.-Plan and manage engagements and people along with ensuring deliverables meet work plan specifications and deadlines.CREDIT RISK ADVISORY SERVICESVersatile experience of appraisal of different small and medium sized organizations on behalf of different national and multinational banks Provided independent opinion over the income resources of various clients for below mentioned banks in order to assist them in assessing the credit risk while approving the short and medium term loans.Credit Risk Advisory Services have been provided to the local and international leading banks.(HSBC, Citi Bank, HBL, UBL and Standard Chartered Bank)CORPORATE TAX CONSULTANTAs a member of the Grant Thornton Tax & Legal team, I helped companies understand both local and international tax structure and align the tax function with business objectives and helping them to maximize tax benefits and minimize tax burdens.Prominent Clients:-Grand Hyatt - Muscat -Pearl Continental Hotel - Lahore -Eden Developer (Pvt.) Limited

-Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.-Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.-Conduct market analysis and risk analysis for first time clients with the bank.-Performed Credit Analysis using financial statements to assess whether to decide on credit extension to clients and renewing credit facilities for current clients.-Generate financial ratios, using computer programs, to evaluate customers' financial status and produce credit reports for prospective clients. -Review individual or commercial customer files to identify and select delinquent accounts for collection.-Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.-Consult with customers to resolve complaints and verify financial and credit transactions.