• Risk Assessment: Proficient in evaluating credit applications and conducting in-depth riskassessments to determine the creditworthiness of commercial clients seeking auto financing.• Credit Analysis: Utilize strong analytical skills to review financial statements, credit reports, andother relevant data to make informed lending decisions for commercial auto loans.• Problem-Solving: Proactively identify and address challenges in underwriting and lending, findingcreative… Show more • Risk Assessment: Proficient in evaluating credit applications and conducting in-depth riskassessments to determine the creditworthiness of commercial clients seeking auto financing.• Credit Analysis: Utilize strong analytical skills to review financial statements, credit reports, andother relevant data to make informed lending decisions for commercial auto loans.• Problem-Solving: Proactively identify and address challenges in underwriting and lending, findingcreative solutions to support the auto finance business's objectives.• Customer Due Diligence (CDD): Proficient in conducting thorough CDD processes to verify theidentity and background of customers, ensuring compliance with regulatory requirements.• Enhanced Due Diligence (EDD): Experienced in performing EDD for higher-risk customers,including identifying and mitigating potential money laundering and fraud risks.• Customer Onboarding: Efficiently manage the onboarding process for new customers, collectingrequired documents, conducting background checks, and verifying the accuracy of information.• Sanctions Screening: Conduct regular sanctions screening against government watchlists toprevent interactions with prohibited individuals and entities.• Financial Analysis: calculating adjusted Net worth, Net Cash, New and Used Car Reconciliation. Show less

Was an active part of and contributed to key insights formulated by the IIFL Research Team during the Internship tenure.• Performed equity research of companies in the FMCG Sector.• Utilized the DuPont formula to value companies based on ROE.• Entered financial statements into Excel and performed historical analysis of key ratios.• Build a forecast based on historical average and performed DCF valuation.