Mukesh Sarawagi Email and Phone Number

• Managing appraisal of all proposals of Mortgage loans (Home loan and Loanagainst property)• Handling business volume of over 300 Crore per month of mortgage loans• Managing team of over 20 employees including Branch Credit Manager,Regional Credit Manager,PDD managers.• Responsible for pre and post sanction credit risk compliance• Control on post disbursement documents, Monitoring and follow up of alllitigations/complaints• Responsible for recruitment and performance of Credit team• Responsible for the audit (both external and internal)• Responsible for quality of portfolio

• Managing appraisal of all proposals of Mortgage loans (Home loan and Loanagainst property, high yield Home Loans and High yield LAP. Micro LAP)• Handling business volume of over 50 Crore per month of mortgage loans• Managing team of over 10 employees including Branch Credit Manager,area Credit Manager.• Responsible for pre and post sanction credit risk compliance• Control on post disbursement documents, Monitoring and follow up of alllitigations/complaints• Responsible for recruitment and performance of Credit team• Responsible for the audit (both external and internal)• Responsible for quality of portfolio

Click to edit position description Appraising credit proposals & judging appropriateness of relevant documents for risk mitigation before sanctioning and disbursing the credit, ensuring compliance with organizational credit policies.Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts. Close working with the Collections team.Maintaining relation with net worth clients, ensuring high level of customer satisfaction standards.Interfacing with clients for understanding their requirements & suggesting the most viable solution and cultivating relations with them for customer retention & securing repeat business. Maintaining a good relationship with sales team, operation team, legal team and technical team Assist in process for approving project Identifying customer needs and timely & effective execution of jobs through coordination between the customer and other important vertices like legal, technical, operation.

Appraising credit proposals & judging appropriateness of relevant documents for risk mitigation before sanctioning and disbursing the credit, ensuring compliance with organizational credit policies.Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts. Close working with the Collections team.Maintaining relation with net worth clients, ensuring high level of customer satisfaction standards.Interfacing with clients for understanding their requirements & suggesting the most viable solution and cultivating relations with them for customer retention & securing repeat business. Maintaining a good relationship with sales team, operation team, legal team and technical team Assist in process for approving project Identifying customer needs and timely & effective execution of jobs through coordination between the customer and other important vertices like legal, technical, operation.

 Appraising credit proposals & judging appropriateness of relevant documents for risk mitigation before sanctioning and disbursing the credit, ensuring compliance with organizational credit policies.Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts. Close working with the Collections team.Maintaining relation with net worth clients, ensuring high level of customer satisfaction standards.Interfacing with clients for understanding their requirements & suggesting the most viable solution and cultivating relations with them for customer retention & securing repeat business. Maintaining a good relationship with sales team, operation team, legal team and technical team Assist in process for approving project Identifying customer needs and timely & effective execution of jobs through coordination between the customer and other important vertices like legal, technical, operation.

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