Dr. Mukul Kumar Shrivastava Email & Phone Number

New Delhi, Dl, In

New Delhi, Dl, In

Greater Noida

Ncr

Patna, Bihar, India

Harni Road, Vadodara, Gujarat

- Managing a 40 year old branch with business portfolio of Rs. 425 crores with mandate of garnering SME business-Marketing and selling bank’s products to the Retail, HNIs and SME customers-Credit Appraisal & Risk Assessment (Analytics- Commercial & Financial, SWOT, Viability and Sensitivity)-Analysing debt obligations of businesses- Working Capital, Term Loan and Bank Guarantees- existing and proposed. Recommend suitable products according to the needs of the borrower and their pricing-Pre-Sanction process (leading to credit delivery), Post-Sanction process (post-delivery-maintenance, loan covenant compliance monitoring, issue-resolution from client's point)-Make proper credit judgments, suggest methods to improve lending position and minimize potential credit losses-NPA Management- negotiation, hard recovery measures. Legal aspects in NPA-Audit compliance- at bank & external level-Inspecting and processing personal and business loans e.g. Housing, Car, Education, SME loans-Managing all interaction with customers and providing training to subordinatesHighlights:*Achieved over 51% deposit and 27% Advances growth targets for FY 2016-17 till date(4 months)*Generated business of 50+ Lakhs for SBI Life Insurance and achieved MDRT status for branch within 4 months*Star of the Match and Star of the series (Platinum category) by commercial SME Business Unit, 2016*Certificate of Excellence on being No.2 achiever in New Business and Total Commission category for SBI Life,2013

Chhani Road Branch, Vadodara

-Core Banking for managing branch operations-Development of New/ Alternate Business Channels (e.g. FPM, Cards) through team members-Managing Consumer Advances Portfolio Loan against Deposits to Retail customers -Managing ATMs attached to branch with proper Uptime/upkeep-Analysis of Current & Savings Account (CASA) Ratio of Branch -Accessing and updating Locker Module through automatic mode-Migration of customers to Alternate channels *** I was assessed with 100% in performance Review for parameters set

Vadodara Area, India

-Core Banking for managing branch operations- To bring the branch to A+ (Highest rated category in audit/performance) -Development of New/ Alternate Business Channels (e.g. FPM, Cards) through team members-Managing Consumer Advances Portfolio Loan against Deposits to Retail customers -Managing ATMs attached to branch with proper Uptime/upkeep-Analysis of Current & Savings Account (CASA) Ratio of Branch -Accessing and updating Locker Module through automatic mode-Migration of customers to Alternate channels*** I was assessed with 100% in performance Review for parameters set*** Branch was upgraded to A+ (Highest rated category in audit/performance)

Bengaluru Area, India

I worked as Relationship Manager - Retail Banking ( with all array of products) along with Operations at Rajarajeshwari Nagar Branch. I was assessed for--Marketing of Bank products to individuals and institutions/ corporates-Development of New/ Alternate Business Channels through team members-Credit Risk Assessment of borrowers as per Internal Rating Based method -Scrutiny of documents and Processing of Personal Segment Loans (Housing, Car & Education) -Core Banking for managing branch operations-Financial Planning Management to Individual*** I was assessed with 100% in performance Review for parameters set

Bengaluru Area, India

Core Banking, Retail Banking, Manpower Planning, Managing Corporate Clients, Reatil and SME lending, Credit Risk Assessment, Financial Planning Management for HNIs, Alternate Channels

Chandigarh, Haryana, Himachal Pradesh

•Business plan & sales strategy development•To deliver Value and Volume in the Retail, Modern Trade, Institutional and B2B Sales channels for the firm•To identify new markets, achieve sales and growth targets

- Business development in Delhi, NCR and J&K and to Streamline the demand- Bagging Key tenders for supplies to Delhi Transport Corporation and other SBU‟s- Identifying links & conducting feasibility study for entry in unorganized after-sales parts market- Strengthening distribution network in Northern region- To meet Tangible and Intangible Targets

Master’S Degree, Marketing, First Class

Activities and Societies: - Writing Business Plans

Doctor Of Philosophy - Phd, Management ( Consumer Preferences Towards Green Products)

The research was carried out in the industrial district of Bihar- Begusarai. The area very closely represents India. Approximately 65%.

B.E., Electrical, First Class(Distinction)

Activities and Societies: - SPIC-MACAY Member (Cultural club) - Member of Bushwalker (Nature's Club)

12Th, Mathematics, Accountancy, Physics, Chemistry, English, First Class(Distinction)

Activities and Societies: - Member of School Basketball Team

10Th, Science, Mathematics, First Class(Distinction)

Activities and Societies: - Captained my house in Hockey, Basketball, Volleyball competitions - Maths club Member - Active member of NCC

Education record

Education record