Ram Naveen Kumar Mulati Email & Phone Number

1. Working on 4 Cs of Underwriting to analyzing the risk on loan. 2. Calculating LTV, CLTV, HCLTV, DTI, HTI Ratios. 3. Review all income documents and calculating incomes. 4. Checking credit report in depth and also do soft and hard pull. 5. Checking eligibility criteria with provided assets. 6. Requesting documents to borrower if not in file. 7. Reviews multiple files per day to hit production. 8. Report daily, weekly and monthly progress of the processes to clients through dashboards.

Bengaluru, Karnataka, India

1. Review loans in process2. Coordinate with LO/LOA to prepare file for submission to UW. Collect all necessary docs.3. Submit full documents for minimal conditions4. Submit loan to UNDERWRITING at selected lender.5. Order Appraisal, VOE, VOD, insurance, mortgage payoffs.6. Update LOS and AUS consistent to UW scenarios.7. Work with UW and LO/LOA to get conditions cleared as quickly as possible.

Bengaluru Area, India

Mortgage LoansAcquiring new clients and maintaining relationship with the existing clients.Customer meeting for assessment of customer profile and eligibility.Activation of Sourcing channels to generate leads for working capital.Interaction with credit and operations team for sanction and disbursement of the file.Sourcing of liability and other asset products from existing and new customers.

Bengaluru Area, India

Data mining.Maintain the efficiency and effectiveness of data.Identify the genuine data.Information Gathering from secondary resources and building the profile.

Bengaluru Area, India

New client acquisitionassist clients whenever required

Postgraduate Degree, International Business

Activities and Societies: CHESS

Post Graduate Diploma In Management, Accounting And Finance, 60

Master'S Degree, International Business, 62

Bachelor'S Degree, Accounting And Business/Management

Activities and Societies: Yuva Mahotsav, Run for Fun I was a good volunteer in NSS.