Muneeb Ahmed Email & Phone Number

Karachi, Pk

Karāchi, Sindh, Pakistan

• Elicit requirements using demos, industry and other documents analysis, on-site visits, business processes, scenarios, business analysis, and tasks and workflow analysis.• Critically evaluation information gathered from multiple sources, reconcile conflicts, decompose high- level information into details, abstract up from low-level information to a general understanding, and distinguish the requests from the underlying true needs.• Proactively communicate and collaborate with clients… Show more • Elicit requirements using demos, industry and other documents analysis, on-site visits, business processes, scenarios, business analysis, and tasks and workflow analysis.• Critically evaluation information gathered from multiple sources, reconcile conflicts, decompose high- level information into details, abstract up from low-level information to a general understanding, and distinguish the requests from the underlying true needs.• Proactively communicate and collaborate with clients to analyze information needs and functional requirements and deliver in the following artifacts as needed: Business Requirements Document, Process / Workflow using Flowcharts.• Work on different testing documents such as Unit test, Sanity test and User Guide for Limit, Collateral and AA Lending Products.• Build conventional Lending Products such as Term Loans and Over Draft and assist with technical team with business logics for local developments.• Work independently with relevant stakeholders to define concepts and requirements, and under the direction of the project manager.• Use strong analytical skills and product management concepts and a thorough understanding of how tointerpret client’s business needs.• Serving as an intermediary between the development team and the client for a proper execution of requirements. Interact professionally with a diverse group of executives, manager, and subject matter experts via standard templates. Show less

Pakistan

• Elicit requirements using demos, industry and other documents analysis, on-site visits, business processes, scenarios, business analysis, and tasks and workflow analysis.• Critically evaluation information gathered from multiple sources, reconcile conflicts, decompose high- level information into details, abstract up from low-level information to a general understanding, and distinguish the requests from the underlying true needs.• Proactively communicate and collaborate with clients… Show more • Elicit requirements using demos, industry and other documents analysis, on-site visits, business processes, scenarios, business analysis, and tasks and workflow analysis.• Critically evaluation information gathered from multiple sources, reconcile conflicts, decompose high- level information into details, abstract up from low-level information to a general understanding, and distinguish the requests from the underlying true needs.• Proactively communicate and collaborate with clients to analyze information needs and functional requirements and deliver in the following artifacts as needed: Business Requirements Document, Process / Workflow using Flowcharts.• Work independently with relevant stakeholders to define concepts and requirements, and under the direction of the project manager.• Use strong analytical skills and product management concepts and a thorough understanding of how tointerpret client’s business needs.• Serving as an intermediary between the development team and the client for a proper execution of requirements. Interact professionally with a diverse group of executives, manager, and subject matter experts via standard templates. Show less

Pakistan

• Collaborate with Manager IFRS-9 to compute Probability of Default (PD) and Point-in-Time Probability of Default (PIT PD) for both retail and non-retail portfolios, using statistical and financial data.• Assist Manager IFRS-9 in establishing Loss Given Default (LGD) percentages for the portfolio, contributing to the risk assessment process.• Develop interactive dashboards using data visualization tools, specifically MS Power BI, to facilitate data-driven decision-making and… Show more • Collaborate with Manager IFRS-9 to compute Probability of Default (PD) and Point-in-Time Probability of Default (PIT PD) for both retail and non-retail portfolios, using statistical and financial data.• Assist Manager IFRS-9 in establishing Loss Given Default (LGD) percentages for the portfolio, contributing to the risk assessment process.• Develop interactive dashboards using data visualization tools, specifically MS Power BI, to facilitate data-driven decision-making and reporting.• Support Manager IFRS-9 in the meticulous calculation of Expected Credit Loss (ECL) for the bank, ensuring accuracy and compliance with regulatory requirements.• Prepare and generate various reports for the Board Risk Committee (BRC), offering insights and analysis on portfolio risk and credit loss.• Engage in other portfolio analysis activities, including compliance with State Bank of Pakistan (SBP) reporting requirements, to enhance the bank's risk management and financial transparency. Show less

Pakistan

• Responsible to monitoring and analyzing the overdue trend and forecasting in the banking/financial services sector.•The role involve in-depth analysis of new Non-Performing Loans (NPL) and assessing their impact on the organization's portfolio.• Create interactive and insightful dashboards using Power BI to visualize key performance metrics and provide actionable insights.• Additionally, responsible to reconciling loan credit Management Information System (MIS) reports to ensure… Show more • Responsible to monitoring and analyzing the overdue trend and forecasting in the banking/financial services sector.•The role involve in-depth analysis of new Non-Performing Loans (NPL) and assessing their impact on the organization's portfolio.• Create interactive and insightful dashboards using Power BI to visualize key performance metrics and provide actionable insights.• Additionally, responsible to reconciling loan credit Management Information System (MIS) reports to ensure data accuracy and consistency.• Strong analytical and problem-solving skills. Show less

Pakistan

• Proficient in Portfolio at Risk (PAR) Analysis techniques and methodologies.• Demonstrated ability to project repayments of loan customers, including forecasting and modeling skills.• Strong skills in Growth Rate Analysis, including the ability to analyze and interpret financial growth trends.• Experience in monitoring and analyzing the repayment behavior of different financial products.• Proficient in monitoring trends of loan disbursals, including data tracking and… Show more • Proficient in Portfolio at Risk (PAR) Analysis techniques and methodologies.• Demonstrated ability to project repayments of loan customers, including forecasting and modeling skills.• Strong skills in Growth Rate Analysis, including the ability to analyze and interpret financial growth trends.• Experience in monitoring and analyzing the repayment behavior of different financial products.• Proficient in monitoring trends of loan disbursals, including data tracking and analysis.• Proficiency in creating and working with Dashboards and Analysis on Power BI.• Knowledge of the flow of Loan Accounts to different stages in the lending process.• Expertise in data filtering and management for effective data analysis.• Experience in reconciling loan Credit Management Information System (MIS) for accuracy and consistency.• Demonstrated ability to analyze and assess Credit Risk within a financial context.• Experience in reviewing loan applications for approval, including risk assessment and decision-making. Show less

Pakistan

• Maintaining MIS of captured cards• Dispute resolution over Debit cards• Maintaining and reporting of suspicious cards’ MIS• Replacement of BISP and debit cards

Pakistan

• Bill Payment• Fixed Asset Section• Imprest Section and Insurance Section

Bachelor Of Science - Bs, Actuarial Science And Risk Management

Diploma, Big Data Analytics

Post Graduate Diploma, Data Science With Artificial Intelligence