Retail Credit

1. Specializing in credit appraisal of Resident and Non-Resident cases and deciding on various norms related to credit appraisals (ROI, tenure and conditions)2. Assessing the creditworthiness of customers customer based on the job profile, employment checks and CIBIL based checks3. Organizing personal discussions via Tele-PD, taking calls on deviations for better customer insights and based on customer information deciding on special conditions for loan proposal sanction4. Ensuring the quality of notes are in line with the bank's credit policy; conforming to Bank statement, Form-16 and Employment Check Probe for quality loan sanction

1. Managed credit operations including Outward Remittances and Inward Remittances, Advance Payments and Bills of Entry2. Performed analysis of financials of employed cases like Bank Statements, interpreted of Credit Bureau Report and assessment of Income3. Calculated various income and profit ratios and further decided on special conditions in loan proposal4. Executed the end-to-end credit granting process including consistent application of a credit policy and periodic credit reviews of existing customers

Research analyst:1. Tracking stock market on weekly basis.2. International markets and its effects on domestic equity market3. Important calendar events such as employment news and interest rates.4. Economy study of the country.