njBIZloan Connection is a joint venture with the New Jersey Credit Union League Services Corporation and Biz Lending & Insurance Center, Inc.njBIZloan Connection provides New Jersey business owners, investors and non for profits access to financing with our Credit Union lender network for Commercial Real Estate, Equipment, Vehicles, Working Captial, Acquisitions, Business Lines of Credit and Business Credit Cards

BLC brings to credit unions and banks a unique ability to attract small business owners and their employees through commercial real estate loan origination's & services and the health and senior insurance products that they are looking for. Here are some of our programs1. RM-ONLINE - Supports Relationship Managers by communicating with the loan prospect to collect the documentation. We then determine if request meets the lenders guidelines.2. The BreakFast Club - Introduces to the community the credit union or banks lending programs3. Private Health Insurance Exchanges - Help the business community find access to the Affordable Care Health Plans and access to credit.

I helped create and develop this credit card processing company (iso) for financial institutions.· Arrange easy system for banks, credit unions and affinity groups to offer credit card processing· Develop sales programs and systems to attract new credit unions · Directed the advertising and marketing for new clients

Instrumental in the development of this start up company. Personally raised the initial capital from 25 credit union investors to create a service organization that provides the following services to its credit union investors and other lending institutions:Commercial Real Estate Lending - Created sales programs and systems to originate conventional and SBA 7(a) & 504 commercial real estate and small business loans. Funded more than $400 million in commercial real estate loans in 3 yearsBusiness Loans - Instrumental in the development and implementation of business term and credit card loans. Developed on-line delivery mechanisms and follow up sales supportCommercial Real Estate Participations & Syndications - Organized and generated the sales delivery system for commercial real estate participation and syndication sales to more than 400 lending institutionsMerchant Services Company - Started CU Merchant Services, LLC an ISO that provides credit card processing and other services. Serving as the Vice ChairmanRemote Deposit Capture - Instrumental in the development, sales and support of a remote deposit capture systemBusiness Deposit Accounts - Generated sales programs that has helped open more than 20,000 business checking accounts

Develop and lead National Account Channel sales and marketing activities for specialized service company uniquely capable of delivering auto loans from new vehicle auto dealers to credit unions and banks nationwide. Focused marketing and sales efforts on recruiting and training agents to offer the company's service to the largest 1000 Credit Unions in the USA.Auto Loan & Lease Generation -Completely re-designed company's sales and marketing procedures and systems to effectively recruit and target sales agents and new accounts. These new systems resulted in the hiring and training of 42 new agents in 37 States within 24 months. Advertising & Marketing Programs -Created and developed new corporate brochures and assorted sales & marketing materials, newsletters, procedure manuals, on-line sales contact management with supply ordering systems, lead generating and servicing programs, new account implementation training materials and systems, magazine and trade publication advertising campaigns, trade show exhibit booths, annual golf incentive extravaganza and much more.Lender & Auto Dealer Sales - Thoroughly researched target credit union, bank and auto dealer prospects. Softened sale for agents with mailing campaigns, e-mail marketing, direct telemarketing and quarterly newsletter releases. Within three years more than 200 lenders and 700 auto dealers nationwide are offering Member Advantages services to their customers.Managing Sales Team -Actively directed regional managers to consistently meet team quotas and objectives for new accounts sales and gross revenue per month through execution of account strategy that prioritizes opportunity expansion, new business development and increasing business with existing accounts. P & L Responsibility -Prepared annual budget for the sales and marketing departments that included gross revenue estimates. Provided timely sales forecasts and account status reports to the Board of Directors and sales management team.

Director of New Market DevelopmentChanged careers to lead initiative to introduce Internet based marketing system to banks, auto dealers and credit unions in a new industry that offered unique sales challenges. Developed sales and marketing plans, established a business direction to open new territories beginning in Southeast Florida.On-Line Auto Loan Generation -Introduced new Internet marketing idea to credit unions and banks in the Miami, Fort Lauderdale and West Palm Beach markets. Created and developed the sales presentation and personally sold more than 40 lenders and 60 auto dealers within the first year.Sales Team -Hired and trained sales and support staff to duplicate the results in South Florida in other markets throughout Florida including Tampa, Jacksonville and Orlando.Director of New Market Development (continued)Duplicated sales plan in numerous markets resulting in more than 400 auto dealers nationwide and hundreds of lenders using the on-line service to help consumers research new and used vehicles and purchased them at participating dealer networks.

Entrepreneurial venture with equity partners to establish managed investments in the commodity futures & options markets. Completely new venture that included establishing and building office space to accommodate 50 sales people and back office staff. Researched and purchased computer hardware and software to achieve desired needs for sales management, order desk support, accounting and trading systems for TimeTrend Advisory Services.Hired management team from group of industry established professionals to implement sales plans, market recommendations and back office support. Created sales leads by producing and becoming the talent in a daily television and radio investment update called The Precision Report. Wrote and edited a monthly commodity investment newsletter to help keep the investors informed of market conditions.Generated thousands of new accounts and millions in investment capital for the managed account program.

Publicly traded commodity brokerage firm and member of all major commodity exchanges. Through dedication and success as an account executive for the firm, I was awarded a promotion to lead the expansion into the discount brokerage arena. Participated in every aspect of the development of this business from hiring staff, facility design and construction, communication systems procurement, marketing and advertising programs, media and public relation department and P&L responsibility.