Mutahir is a dynamic senior Banking Professional having over 2+ decades of extensive cross functional experience in banking and financial services, specialized in all aspects of Conventional and Islamic modes of Consumer and SME banking. He has manged business P&L and has strong understanding of consumer credit and operations. He has deep subject matter expertise in all retail banking products including Credit Cards, Personal Unsecured Lending, Mortgage, Auto Loans and Customer Deposits.He has the ability to put together strategic vision to position business for longer term sustained profitable growth. He has exceptional leadership qualities with proven skills in strategy and crisis management and in creating successful outcomes in culturally diverse environments. He is expert at turnarounds and in finding new & innovative strategies for business recovery and growth. He has always been trusted with complex assignments that require giving shape from concept to completion and of strategic importance to the business.He has delivered business results in diverse credit situations of economic down-turn as well as growth. He has put together and led high potential, high performance teams. People and large scale responsibilities have been the forte. He has good communication skills, is an excellent public speaker and a Recognized Trainer. Specialties:Business Management, General Management, People Management, Product Management, Sales Management, Distribution Management, Risk Management, Collections Management, Credit Underwriting, Credit Operations, Marketing, Branch Banking, Branch Service & Operations, New Branch Opening, Islamic Financing, SME Banking, Wealth Management, Bank Assurance, Customer Relationships, Audit, Credit & Sales Training, Formulating Incentive Plans