Promise Labor Benefits was formed to give Local Unions of any trade access to affordable, collectively bargained Medicare retiree health benefits.Promise Labor Benefits is partnered with the Delaware Valley Heath Care Coalition (DVHCC) to bring health care plans to Medicare eligible union retirees. These exclusive, affordable plans are not available on the individual market. The DVHCC is the largest labor coalition of its kind in the United States with over 250 member Funds covering over 3 million individuals.Promise Plans are not a replacement for Medicare retiree health plans you may already be receiving from your Fund. Promise Plans are explicitly for Medicare retirees who do not meet their Funds eligibility requirements to receive retiree health benefits OR Medicare eligible retirees without access to a Fund sponsored group retiree health plan.These plans offer nationwide coverage through a passive PPO and include prescription drug coverage for 99.6% of all Medicare approved Part D prescription drugs. Extra benefits include vision, dental, hearing and coverage for many other benefits not covered by original Medicare.----------Founded in 2002, KTP Advisors™ is a specialty advisory firm focused on retiree health benefits. The firm’s clients include Taft-Hartley funds, VEBA trusts, coalitions and other large employers. KTP’s professionals combine expertise in retiree health benefits, pharmacy benefits, finance, health benefit exchanges and risk management with an acute understanding of the environment in which our clients operate. KTP leverages this experience and insight to help clients manage their Medicare benefit plans as efficiently as possible. We enable vital promises to be kept.At KTP we believe advisors should be: • Exclusively focused on the client’s goals and objectives • Fiercely independent and free from conflicts of interest • Completely transparent regarding compensationSpecialties: Extensive experience as an advisor and consultant to large private and public sector employers. Areas of expertise include: Medicare supplement plans, Medicare Advantage plans, Employer Group Waiver Plans, Health Reimbursement Arrangements, Health Savings Accounts, VEBA Trusts and ancillary health benefits.