N.Hari Krishan Email & Phone Number

Abu Dhabi, United Arab Emirates

Abu Dhabi, Abu Dhabi, United Arab Emirates

Security & Documentation1.Ensure that credit approvals are signed by the approved delegated authority.2.Assist in preparation of standard documentation,security related documents and other condition precedent document,etc in compliance with sanctioned credit approvals.3. Coordinate with product specialists/Coverage/Credit/Group legal (as required) to complete the documentation process prior to encode of facility limits in system.

United Arab Emirates

• Ensures facilities for SME accounts have been approved within approving authorities’ powers and accurate authorizations are obtained.• Vetting of all security, charge KYC documents as per the outlined checklist to ensure that terms and conditions, pricing, limit expiration and undertakings are stated as per the approved terms of both Conventional and Islamic Clients.• Follows up with Sales team for receipt of deficient and/or expired documents as per the. EDLR… Show more • Ensures facilities for SME accounts have been approved within approving authorities’ powers and accurate authorizations are obtained.• Vetting of all security, charge KYC documents as per the outlined checklist to ensure that terms and conditions, pricing, limit expiration and undertakings are stated as per the approved terms of both Conventional and Islamic Clients.• Follows up with Sales team for receipt of deficient and/or expired documents as per the. EDLR reports.• Updates and maintains records on the Document Tracking System• Identification, communicating, preliminary checking and involved in day to day authorizations releasing funds of corporate banking clients which differs from client to client.• Responsible for back office operations of loan granting rescheduling and coordinates with trade and treasury services to quote best rates for the corporate and SME clients to generate and satisfy the existence of them. • The job role also includes implement/follow the AML and legal framework guidelines set by the central bank of Sri Lanka for lending and for any other functions quoted by the ruling body. • Expert and gained handful experience in handling Flexcube Core Banking System which also includes Limits loading, Interest rate changes, Loan recoveries, Loan granting, Margin collection, documents and other bank loan settlements.• Handling corporate client’s loans, Pod’s LC limits, rate changes, informing discrepancies to Corporate and transaction business unit, granting facilities on temporary and permanent basis as per the approval received and Carrying out the default loan recoveries as per the instructions received from Credit Risk and legal.• Responsible for sending monthly reminders for going to be expired limits, responsible for monitoring, maintaining and the renewals of Repo records which should be reported to credit risk management for loan payable and default monitory purpose. Show less

United Arab Emirates

• Responsible for achievement of daily targets in remittance, foreign currency purchase, Express Money Products related transactions and inquiries from different nationality of customers. This includes the daily cash management and cross selling of products such as NRE accounts and National Bonds for the existing and new customers. •The job role also includes implement/follow the AML and legal framework guidelines set by the Exchange house as well as the central bank of United… Show more • Responsible for achievement of daily targets in remittance, foreign currency purchase, Express Money Products related transactions and inquiries from different nationality of customers. This includes the daily cash management and cross selling of products such as NRE accounts and National Bonds for the existing and new customers. •The job role also includes implement/follow the AML and legal framework guidelines set by the Exchange house as well as the central bank of United Arab Emirates to regulate the illegal money laundering and exchange transactions. • Maintain daily positive margins in foreign currency buying and selling and make profit for the branch.• Identifying new markets to sell the current service portfolio and devise corridor specific promotions, as well as new clients within the existing market• Coordinate with various departments for Fx rates to get the better deal for the company while acquiring the new clients and providing best rate to sustain the existing client portfolio’s.• Quote the best rates with the FX team coordination and convince the corporate customers to proceed with the transaction without losing the business to competitors.• Documenting the transaction, Evaluate and approve clients based on the UAE compliance by verifying the KYC and customer bank account statement • Managing the compliance enquires on customer. Show less

Colombo

• Identification, communicating, preliminary checking and involved in day to day authorizations releasing funds of corporate banking clients which differs from client to client.• Responsible for back office operations of loan granting rescheduling and coordinates with trade and treasury services to quote best rates for the corporate and SME clients to generate and satisfy the existence of them. • The job role also includes implement/follow the AML and legal framework guidelines… Show more • Identification, communicating, preliminary checking and involved in day to day authorizations releasing funds of corporate banking clients which differs from client to client.• Responsible for back office operations of loan granting rescheduling and coordinates with trade and treasury services to quote best rates for the corporate and SME clients to generate and satisfy the existence of them. • The job role also includes implement/follow the AML and legal framework guidelines set by the central bank of Sri Lanka for lending and for any other functions quoted by the ruling body. • Expert and gained handful experience in handling Flexcube Core Banking System which also includes Limits loading, Interest rate changes, Loan recoveries, Loan granting, Margin collection, documents and other bank loan settlements.• Handling corporate client’s loans, Pod’s LC limits, rate changes, informing discrepancies to Corporate and transactional business unit, granting facilities on temporary and permanent basis as per the approval received and Carrying out the default loan recoveries as per the instructions received from Credit Risk and legal.• Responsible for sending monthly reminders for going to be expired limits, responsible for monitoring, maintaining and the renewals of Repo records which should be reported to credit risk management for loan payable and default monitory purpose.• To be added to above in weekends I was a relief officer for branches which includes cross selling products, Account opening, Credit Card information provider and all lower counter functions such as relationship handling of high net worth individuals , quoting best deposit rates and OD rates by coordinating with high authorities. Show less

Colombo

•Handling cash backed facilities of SME Lending clients ( Undertakingreviews,enhancements,restructures,cancellations & etc)•Ensuring smooth delivery of banking services by inter-mediating with the relevant branches/service departments.•Special project on pending documentation.•Raising internal instructions on day to day transactions.•Daily monitoring of the over line report and informing the relationship manager.•Preparing of MIS data/reports… Show more •Handling cash backed facilities of SME Lending clients ( Undertakingreviews,enhancements,restructures,cancellations & etc)•Ensuring smooth delivery of banking services by inter-mediating with the relevant branches/service departments.•Special project on pending documentation.•Raising internal instructions on day to day transactions.•Daily monitoring of the over line report and informing the relationship manager.•Preparing of MIS data/reports required by the team.•Follow up on repayment of loans/excesses and documentation shortcomings & informing the Manger•Act as the coordinator for SME Lending unit. Show less

High School

High School, Gce A/L