• Expertise in assisting the onshore analyst on credit risk & ratings analysis within the EMEA insurance sector for Life, Non-Life & Reinsurance companies. Evaluation criteria encompass both quantitative measures (e.g., capital adequacy, earnings forecast, liquidity etc.) and qualitative attributes (e.g., market share, competitive position, management and risk management capabilities).• Event driven scenario analysis like evaluating the impacts of mergers and acquisitions, debt refinancing, dividend plans etc. to identify the potential triggers for ratings upgrades/downgrades or change in future outlooks. • Additionally, assisting on research articles pertaining to key insurance themes such as industry outlooks, ESG frame work, and other ad hoc research articles. • Lastly, serving as a mentor to junior credit analysts, assisting them with training and onboarding towards the growth of team contribution in the value chain for end-to end service delivery.

1. Providing support on Credit Analysis, sector articles & Surveillance report on non-life Insurance Company2. Analyzing and evaluating Business Risk Profiling and Financial Risk Profiling, Industry Dynamics, Key Metrics and Peer Comparisons of the portfolio companies for credit rating. 3. Research and support on various articles analyzing insurance industry in the US as well as on a global level.4. Participation in the onshore engagement, coordinating with the on-shore teams; improving & working towards growth of team contribution in the value chain for end-to-end service delivery.

1. Preparation of detailed financial models and valuation report of different companies listed in USA and Europe.2. Financial research and analysis of both GAAP & Non GAAP financial statements.