Exposure in modeling PD, LGD & EAD under Basel, IFRS9/CECL and Stress Testing.• Practical knowledge and understanding of Scoring Models (Application scorecard and Behavioral scorecard), Calibration Models (Log odd shift using Scalar, Logit and Probit approach), State transition model, Vasicek model, Pluto-Tasche model for low default portfolios, Vintage analysis, Roll rate analysis, Chain ladder approach, CCF modeling etc.• Conversion of TTC PD to PIT PD with numerical or analytical approach. IFRS9 staging classification based on low-risk threshold and SICR. Validation of staging.• Practical knowledge of Linear Regression, Logistic regression,Hypothesis testing, Simulation, K-nearest neighbor.• Data Preparation Techniques: Missing value imputation, outlier engineering, normal transformation, encoding, scaling, data partitioning, Discretization.• Model Validation: ROCAUC - curve, Gini-Coefficient, K S Distribution, Pietra Index, Cumulative accuracy profile and its accuracy ratio, Confusion Matrix, WOE & IV, Stability analysis using PSI, Calibration test.