Nadine Fletcher, J.M. Email & Phone Number

Florida, United States

Miami/Fort Lauderdale Area

 Review and ensure on-going due diligence and enhanced due diligence (EDD) efforts are conducted and maintained by identifying substantive changes to merchant accounts.  Work closely with respective departments in automating system to ensure processes are in place for state and country restrictions based on regulatory requirements Create and update verticals with standard regulations set by respective states Partner and respond to daily inquiries from peers including the AML/BSA Compliance team to aide in necessary research, investigations, or to obtain information needed to analyze and conduct investigations for merchant account behavior for potential BSA, Anti-Money Laundering (AML), CFT or fraud related suspicious activity. Review and escalate high risk suspicious activity for possible law enforcement and/or regulatory referrals.  Train new associates.  Work with AML/BSA analyst to provide information necessary to file a SAR with Financial Crimes Enforcement Network (FinCEN)

United States

 Led compliance projects for major card brands such as American Express and Discover.  Responsible for ensuring communications between all project and compliance participants, internal and external are effective and efficient and that all project goals are achieved within scope, time, and budget.  Translated technical work requirements into a language, which is understandable to the business via a formal deliverable.

 Analyzed credit report, financial statements, and tax returns for businesses, to establish credit worthiness and risk justification.  Collaborated closely with merchants and sales support team, to acquire necessary collateral needed to mitigate risk.  Managed complex risk applications while providing thorough and in-depth financial analysis

 Managed application database to ensure accounts are being processed in a timely manner.  Trained employees on daily task and system operation.  Planned, directed, and managed designated projects with average bankcard volume of $5 million

Education record

Juris Master, Regulatory Compliance

Master Of Business Administration (Mba), Human Resources Management And Services