Pradeep Nagar Email and Phone Number
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✍ pnagar9@gmail.com ✆ 214.714.2665Over the years, my work and fun experiences, gathered across the globe, have shaped me personally and career-wise. They have helped me generate a passion towards learning and adding value.Professionally, I have pursued career goals to increase customer satisfaction & stakeholder value, e.g. - - setting up mutually beneficial relationship with business partners, stakeholders and customers, - taking actionable financial and credit decisions to provide best customer pricing, - producing data driven, scientific analytics to help business decisions, - developing teams that create performing culture, leading to better service and efficiencies, and - helping internal customers and achieving ambitious corporate goals.My current track for 15+ years, has been in risk management, financial operations, pricing and business strategy at Fortune 100 Banking and Finance firms, within their consumer finance and IT-enabled fee businesses.While roles have varied with time, I leveraged the opportunities to serve customers, and set-up scientific approaches for performance management and decision making, based on facts and data.I love to absorb new trends, technologies, and emergence of data as scientific edge in business . As a manager, I like to brainstorm, lead by example, and roll up sleeves to achieve competitiveness and attain corporate goals.EXECUTIVE SUMMARY:‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾a) Handled FP&A and M&A related integrations to display early success, cost rationalization, performance stabilization and longer term alignment leading to success of business dealsb) Enhanced business models/marginal returns, automated processes, optimized operations, and internalized innovations through cost rightsizing, product pricing, asset sales, M&A, and asset liability management.c) Established analytics for IPO, and set up downstream processes that include disclosures, quarterly earnings prep and investors relations support.d) Supervised decision support teams to manage outsourcing, reorganizations, joint ventures, divestitures, private equity operations and IPO preparations.e) Provided leadership to teams of managers and individual contributors, leading to meaningful completion of assignments and projects.f) Implemented strategic and operational initiatives while leading teams under various phases of business life cycle.g) Ran and coordinated enhancement of organization-wide governance, audit and controls.
Rocktop Technologies
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Head - Fp&A / TreasuryRocktop Technologies 2020 - PresentIrving, Tx, Us~~~~~~~~~~~~~~~~~~~~~~🎯Rocktop Technologies LLC is a data analytics firm adding value to consumer finance pool performance by providing AI-based improvement and portfolio mitigation algorithms. Rocktop partnered with Mortgage Assets Management, providing synergies from machine learning skills and operational knowledge of customer portfolio performances.- Led FPNA processes, variance explanations, reporting and cross-functional collaboration to improve predictability of forecasts, financial strategies and scenarios- Assisted and interacted with controllers' teams to implement BD5 financial close- Implemented predictive forecasting of cash flows and balance sheets- Treasury management, expansion of banking relationships, payment software implementation and operational improvements.- Process improvement and controls implementation around MSR Valuation and Investor Reporting.- Completed ad-hoc projects & implementation. -
Head Of Financial & Risk AnalyticsAmerican Credit Acceptance 2019 - 2020Spartanburg, South Carolina, Us~~~~~~~~~~~~~~~~~~~~~~🎯American Credit, a part of the diverse Johnson Group, is in emergent consumer lending❖ Tasked with setting up Best-In-Class Analytics Program for a growing firm, to cause substantive increase in sophistication of analytics and data process control. ❖ Supervised team to build processes and tools to assist CFO in decision making❖ Handled portfolio and business strategy, and designed dashboards and models for ALM, tax valuations and ALLL/CECL❖ Directed creation of a bottom up Strategic Planning / Budget application that built from vintage level, interpolated pricing assumptions by creating timing, estimated GAAP-based profitability by calendar periods and produced performance variances to pricing assumptions -
Vice President - Fp&ASantander Consumer Usa 2013 - 2018Dallas, Tx, Us~~~~~~~~~~~~~~~~~~~~~~🎯Santander Consumer, a PE firm, offered IPO in 2014. It has $40B in assets through auto lending and partnerships in fintech / retail cards.❖ Set up analytics infrastructure to track mutual compliance of Private Label Financing contract with Chrysler and monitor financial performance of relationship that contributed to $300 million in yearly profits❖ Successfully implemented an efficient budgeting process for $40 Billion in Asset base, with accountability to parent bank entity and other stakeholders.❖ Led team to facilitate portfolio strategy, optimization and value maximization to arrive at ongoing business choices for a $800 million net income firm.❖ Supervised adherence to disclosures, KPIs and reporting requirements post-IPO. Prepared C-Suite for earning calls and Investor Relations for Wall Street interactions.❖ Handled projects related to decision-chain process controls, model risk management, set up of risk appetites, and compliance with regulator requirements. -
Director - FinanceCiti 2005 - 2013New York, New York, Us~~~~~~~~~~~~~~~~~~~~~~🎯Citigroup is a global bank with $2 trillion in worldwide assets.❖ Implemented a bulk purchase program, to grow consumer lending portfolio by $1Bn in 2 years, strongly contributing to profits❖ Led team through financial aspects of M&A/Divestiture of auto finance, personal loans and student loans portfolios. Supervised consolidation team post-sale to maximize value of leftover assets, analyze retain-vs-sale and ensure cost efficiencies❖ Tracked outsourced activities, portfolio analytics, settlements, and servicing performance per SLA/TSA❖ Performed Budgeting and Planning for car finance, personal loans, mortgages and student loans❖ Improved Asset-liability match of consumer assets and increased net margin by 20-50bps by replacing vanilla bullet debt with an optimal choice of 6 tenor strip❖ Established and operated Transfer Pricing for monthly transfer of $100mm consumer assets across Citi affiliates, providing customers with favorable tools to overcome temporary difficulties and allowing them to stay in homes/retain cars longer❖ Designed specific Loan loss reserve mechanism for troubled debt under FAS114, as supplement to general FAS5 reserves
Pradeep Nagar Skills
Pradeep Nagar Education Details
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University Of Georgia - Terry College Of BusinessRisk Management -
Indian Institute Of TechnologyElectronics Engineering
Frequently Asked Questions about Pradeep Nagar
What company does Pradeep Nagar work for?
Pradeep Nagar works for Rocktop Technologies
What is Pradeep Nagar's role at the current company?
Pradeep Nagar's current role is Finance | Risk Management | Strategy & Implementation | Process Enhancement | Banking & Financial Services.
What is Pradeep Nagar's email address?
Pradeep Nagar's email address is pr****@****nav.com
What is Pradeep Nagar's direct phone number?
Pradeep Nagar's direct phone number is (888) 222*****
What schools did Pradeep Nagar attend?
Pradeep Nagar attended University Of Georgia - Terry College Of Business, Indian Institute Of Technology.
What skills is Pradeep Nagar known for?
Pradeep Nagar has skills like Financial Analysis, Forecasting, Finance, Business Analysis, Valuation, Analysis, Strategic Planning, Planning, Corporate Finance, Mergers And Acquisitions, Portfolio Management, Project Planning.
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