As a Home Financing Advisor with Scotiabank, I have more than 12 years of experience in financial services.i am working with home-buyers and top Realtor in the GTA area, where I have lived for 10 years.I am dedicated to sharing a superior level of customer service and practical advice with mortgage customers, from first-time home-buyers to seasoned investors, who want innovative, customized solutions that complement their bigger financial goals.I’ve become a respected partner to many of the best realtors in our community who trust me to provide their clients with the highest level of service and attention to detail. Agents appreciate my flexible, entrepreneurial approach, focused on helping build their business, including my network of pre-approved mortgage customers.As a member of Scotiabank’s Home Financing Solutions team, I’m proud to be part of a group of professionals who work closely at every step along our customers’ borrowing process, backed by the competitive, customized solutions of a strong, dependable Canadian financial institution.

As a Mortgage Diligent Mortgage Agent, I can provide you the options and expertise to get the "Right Mortgage" for your immediate and future needs. I will consult with you on an individual basis to help explain the whole process and answer any questions that you have until you feel you are ready to take the next step.With a strong team behind me, we will ensure your next mortgage experience is a positive one.

• Achieved restaurant operational objectives by contributing information and recommending strategic plans and reviews which resulted in sustained increase in monthly sales.• Accomplished restaurant human resource objectives by recruiting, training, assigning, scheduling, coordinating, counseling, and disciplining crew members which resulted in proper crew management.• Controlled costs by minimizing waste and reviewing portion control and quantities of preparation.• Ensured workplace was free from harassment and that all crew members were following Corporate Policy and Procedure Workplace Harassment HR-001.• Performed administrative duties such as input daily sales, input hours worked, daily bank deposits, reconcile weekly inventory, and reconcile credit and debit payments.• Enhanced restaurant reputation by accepting ownership for accomplishing new and different requests

•Accept cash and checks for deposit and check accuracy of deposit slip•Process cash withdrawals•Perform specialized tasks such as preparing cashier's checks, personal money orders, issuing traveler's checks and exchanging foreign currency•Perform services for customers such as ordering bank cards and checks•Receive and verify loan payments, mortgage payments and utility bill payments•Record all transactions promptly, accurately and in compliance with bank procedures•Balance currency, cash and checks in cash drawer at end of each shift•Answer inquiries regarding checking and savings accounts and other bank related products•Attempt to resolve issues and problems with customer's accounts•Explain, advise on and promote bank products and services to customers•Identify referral opportunities and make relevant referrals•Ensure compliance with all internal controls and established policies and procedures

•Handled cash counter (including credit card sales) for convenience store sales at the station•Verified sales with cash and credit card receipts, balanced accounts and handed over cash, credit card transaction receipts, coupons, and supporting documents to next shift supervisor

•Submit application to credit analysts for verification and recommendation•Analyze applicants’ financial status, credit and properly evaluations to determine feasibility of granting loans•Review loan agreements to ensure that they are complete and accurate according policy•Explain to customers the different type of loan and credit options that are available as well as the terms of those services•Approve loans within specified limits, and refer loan applications outside those limits to management for approval

•Examined and verified documents for opening of new accounts•Monitored all customer queries and ensured all issues resolution with required courtesy•Coordinated with various departments and ensured good relationship with customer