V Sivakumar Email & Phone Number

Citibank NA - 1998 May to till dateAssistant Vice President – 2006 April to Till dateFraud Risk Management - Regional Head - South* Responsible for fraud risk management strategy in the Region for all consumer related products and implementing the deterrence measures.* To establish/maintain proactive fraud prevention mechanisms and fraud detection/investigation process in the Region.* Responsible for handling risk management operation for four states, 8 branches, and sales point for all secured and unsecured product portfolios. This includes the Risk assessments to be done for various financial products, Markets, Operational Channels, 15 vendors, and critically analyzing the process / Data / Information flow.* To report risk trends observed directly to the business heads and recommend policy amendments.* Responsible for reducing fraud losses and implementing deterrence measures* Develop a strong Network with both Internal and External business relations.

Handled TN region as Regional Collection officer

Credit controller for Chennai and upcountry locations in Tamilnadu.Roles and Responsibilities:•Collection of aged Debts•Daily MIS on receivables to the corporate office.•Preparation of Credit notes and Debit notes•Maintenance of Debtors ledger.•Controlling the Weekly sales outstanding as per the company standard on the international level.•Direct reporting to the Regional Manager, Vice president – Finance, and Accounts on regional receivables MIS.Achievements:•Monitored and collected all old outstanding due for the company.•Achieved debt control within a month’s time as per the agreed target line in the company. •Achieved “All India “Top collector award” in the credit controller role across the country level and stood in no.1 position in Debts handling.•Handled Credit controller position well in the region and received appreciation from seniors like President of the organization