Nancy D. Email & Phone Number

Bethesda, MD

Dual role in the Mortgage Services Division providing both forensic underwriting skills and quality control reviews of selected mortgage loan files to determine potential violations in representations and warranties of specific lender guidelines, minimum industry standards and loan sale agreements.Mortgage Underwriter Perform complete forensic review and.

Mclean, VA

Provided diverse post-origination support to Residential Mortgage Division and Legal Department to insure product quality and investor compliance. Analyzed all investor self-reporting referrals (QC, Post-Closing, and Fraud referrals) for compliance with investor requirements. Performed full QC file audits in association with legal projects and vendor.

Mclean, VA

Performed as the principal underwriter on one Investor Team and two Mortgage Insurance teams created to oversee the complex forensic underwriting and research required to defend identified loan populations in the mitigation of potentially significant losses from Rep and Warranty breaches. Participated in forensic underwriting of origination files and.

Bethesda, MD

Applied critical thinking and communications skills in defending loan origination quality to contracted counterparties of conventional residential mortgage loans. Addressed loan repurchase requests from Fannie Mae, Freddie Mac and private investors to eliminate or mitigate losses from Rep and Warranty breaches. Defended claim denials and rescissions of.

Performed comprehensive underwriting analysis of assets, income, collateral, and credit to determine overall risk and credit quality of conventional mortgage loans. Functioned as the senior staff underwriter with focus on loan requests in excess of one million dollars. Provided expert oversight to underwriting personnel including delegation of daily.