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Worked with Broker/Dealer in the personal management of investment accounts for over 500 clients. Generated monthly, quarterly and annual financial statements for clients. Facilitated IRA rollovers, brokerage account applications, securities transfers, 1035 exchanges, variable annuity applications and withdrawals, mutual fund distributions and 529 plan applications and withdrawals. Personally handled the entire IRS Required Minimum Distribution process for all clients over the age of 70 ½ with IRA and 403(B) plans. Assisted in the production of daily radio show that dealt with personal finance and investment needs of consumers; researched topics, arranged for guest speakers and prepared materials to be given away to listeners.

Consulted with CEOs and prepared complete business plans for several startup and turnaround software companies. Prepared monthly Profit and Loss Statement, Cash Flow and Balance Sheet for client companies. Initiated and implemented annual departmental budget process for at least one software company. Prepared monthly reports that compared and analyzed actual expenses to budgeted expenses client companies and presented results to the CFOs and CEOs; made recommendations for cost savings.

Performed financial analyses on several areas of the business, including the Marshalls acquisition, store cannibalism, jewelry department success and the chain’s further expansion into Long Island. Calculated ROI and IRR for potential store expansions and relocations; communicated findings and made recommendations to the Director of the Real Estate Department. Prepared lease vs. buy analysis for the purchase of a company airplane. Worked with the Accounting department in the preparation of monthly financial statements. Prepared annual departmental budgets by analyzing prior year expenses and communicating with department managers. Prepared monthly “key statistics” report for both TJ Maxx and Marshalls for submission to upper management; report included P&L, Cash Flow, Balance Sheet, sales comparisons to the prior year, freight charges, expansion and relocation expenses and account accruals.

Graduate of three year Financial Management Program. One of five applicants chosen from pool of over 200. Program participants rotated through three different finance and accounting areas throughout the company in preparation for managerial positions in finance and accounting. Managed all accounting and financial aspects of several multi-million dollar contracts. Worked with Engineers to prepare cost and scope proposals for contract add-ons and statement of work and scope changes. Defended all proposed expenses, including proposed billing rates, hours and materials to senior management during fact finding and due diligence processes. Prepared monthly departmental budgets and tracked monthly actual vs. budgeted costs by department; participated in meetings to communicate results and reasons for variances to the Lead Engineer/Program Manager, Division Controller, Division Manager of Accounting and Division Director of Engineering and made recommendations for cost savings.