Naomi Talkar F.C.A., C.P.A. Email & Phone Number

* Forensic Accounting* Filing of HST Returns, Tax Returns - Individual and Corporate* Professional Consultancy in Income Tax, Accounting and Financial Services

Toronto, Ontario, Ca

 Preparation of annual budget, variance analysis, financial reporting and transfer pricing, presentation of financials to CEO including MD&A. Provide financial guidance and operational advice to CEO and other stakeholders, while contributing to strategic planning in the company.  Ensure sound fiscal management and implement operational measures through identification and mitigation of risk in day to day running of the organization.  Monitor daily cash flows, monthly cash forecast, working capital management, negotiate foreign exchange trading and foster relationships with key bank contacts. Set key performance indicator metrics, performance management and evaluation of employees at all levels, oversee hiring, on-boarding, training programs, payroll and benefits process. Liaison with external auditors and tax compliance with IRS and CRA. Maximize investment and portfolio analysis from various securities and due diligence on purchase of new commercial real estate and dental offices.

 Responsible for all finance and accounting activities including MD&A, treasury, procurement activities, asset management and assets held on lease, variance analysis and estate planning for a family with net worth exceeding $150 million in real-estate and investments.  Oversee Finance and Operational functions, Investment Analysis and Commercial Lease Management. Preparation of cash flows, cash analysis, monthly cash forecast, working capital management and budgeting, responsible for foreign exchange trading and liaison with banks. Liaison with external auditors, tax compliance and performance evaluation of the finance team.

*  Managed the finance, banking and taxation for a 600 million dollar construction corporation under IFRS.  Preparation of weekly cash flows, monthly cash forecast, working capital management and budgeting for the group including foreign exchange trading and hedge transactions. Liaison with banks, statutory auditors and CRA. Identified risks and financial needs, controlled fund flow, leasing of equipment and risk management for the entire group, facilitated intercompany loans and transfers and coordinated financial activities between various plants of the company.  Assumed responsibility for internal audit and upgraded the internal control system resulting in increased efficiency, introduced cost-saving measures at various levels in the organization.  Performance appraisal of finance team.

Tel Aviv, Israel, Il

 Responsible for periodical consolidation of all worldwide financials under multi-currency system including transfer pricing, presentation of worldwide financials to the stakeholders including comparison of actual vs. budget and variance analysis  Review of contracts and leases before execution to ensure the authenticity of each agreement. Oversaw monthly Aging reports, A/R Analysis and oversaw collection responsibilities, payroll and A/P.  Ensured tax compliance of various US States, U.K. and Canada. Liaison with external auditors.

• Asset management of 234 real estate and investment companies, consolidation of financial statements, audit and tax advisory for this group and facilitated due diligence on sales of shares.• Participated in a team with Ernst and Young to launch an IPO on the Tel Aviv Stock Exchange.• Led interim and final audit teams - from scheduling of audit programs to the preparation of auditors’ reports. • Assisted in Magna Reporting and filing of documents as required by ISA on an occasional basis. Filed tax returns for clients and rendered advisory services including tax planning to clients. Trained, mentored and evaluated junior staff

* Prepared various costing and financial reports as required by a manufacturing company.* Planned budgets and forecast trends, liaised with statutory auditors, prepared fund flow statements and reports to tax authorities. * Prepared presentation of analytical review of accounts to aid management in strategic planning.* Authorized to approve major purchases and close significant deals. Involved in the decision making echelon of the company. Responsibility for performance of junior employees.* Spearheaded absorption of Investor Company and merger of accounts as a going concern.* Oversaw transfers of funds within the group and reconciliation of intercompany balances.

* Managed interim and final audits of manufacturing and public limited companies and execution of audit plan from the preparation of audit programs to preparation of auditors reports.* Preparation of financial statements and reconciliation of these statements as per requirements of tax authorities.* Consolidation of financial statements of group of companies.* Tax planning of various clients and filing individual and corporate tax returns.

* Reported directly to the Managing Director and responsible for financial decisions of the company.* Significantly improved the financial reporting systems to make them more responsive to the needs of the company nursing the company to financial health. * Revamped the internal procedures for costing and inventory control thereby increasing of profitable production lines and minimizing unprofitable production lines.* In charge of the preparation of fund flows, implementing internal audit, asset management, inventory control, application of international accounting standards.* Guided transfer of accounts and finance department from manual to computerized system.* Responsible for the supervision of and responsible for junior employees.

* Led audit teams to huge multinational and companies listed on the stock exchange such as Siemens, Sandoz, Citibank, Pfizer and other national banks etc. * In addition to preparing statutory audit reports, in charge of foreign reporting of the international companies every six months.* Generated audit planning memos and audit programs and organized working papers, working proactively to ensure timely completion of each project entrusted to me.* Trained and supervised development of junior auditors on my team.

Certified Public Accountant, Accounts, Tax And Finance

Fellow Member - Chartered Accountant, Accounts, Audit And Finance

Master'S Degree, Finance And Economics

Education record