15+ Years of experience in Retail Branch Banking, Credit Appraisal, Loan Sanctioning to MSME , Agri and Structured products like Home Loan, Education Loan etc. Consistently produced top & bottom line growth. Detailed knowledge of Credit Monitoring, NPA Management, Recovery Actions, Branch operations and all government schemes in Banking Industry. Highly Successful in driving Team for achieving organisational goals.Achievements : Brnach Won 1 st Award of State Government of Maharashtra for Highest Disbursement in Selh Helf Group Linkage, while working with Rural Brnach in Solapur District.Turned 3 loss making Branches to Profit making Branches.Competency : Strategic Planning, Strategic Product Development, Product Innovation , Credit Appraisal, Credit Monitoring, Revenue Growth, Policy making/Formulation, Team Management & Leadership.