Naresh Garg Email and Phone Number
A professional with 29 years of experience in one of the largest Public Sector Bank in India, Punjab National Bank wherein I have gained cross functional experience in Branch Banking, Portfolio Management, Credit Underwriting for Mid and Large Corporates, Collection and Recovery, Financial Inclusion, Policy Formulation etc.In my current stint as Assistant General Manager – Head PNB Loan Point, Kota Circle my work profile allows me to work extensively on the below area: -Management of underwriting process for Retail, MSME and Agriculture loans for Kota Circle of PNB spread over 66 branches of PNB located across 6 districts of Rajasthan – Kota, Baran, Bundi, Tonk, Sawai Modhpur and Jhalawar.Ensuring timely decision of leads created by branch located across Kota Circle.Leading team of 20 person both experienced and young professionals.In my previous stint from clerk to chief manager, PNB allowed me to gain exposure in various function right from single window operator to Deputy branch manager, branch manager, HR and establishment officer, Credit officer, Credit Manager, regional recovery manager, zonal recovery manager and policy formulator for Agri loans.
Punjab National Bank
View- Website:
- pnbindia.in
- Employees:
- 24987
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Circle Head - Deputy General ManagerPunjab National BankHisar, Hr, In -
Assistant General ManagerPunjab National Bank Apr 2020 - PresentKota, Rajasthan, IndiaWorking as Head PNB Loan Point for Retail, MSME and Agriculture Portfolio of Bank (Retail and Mid/ Small Segment).Managing Retail and Mid/ Small Segment Credit portfolio of Kota Circle of Bank having 6 district - Kota, Jhalawar, Baran, Bundi, Tonk and Sawai Madhopur District. -
Chief ManagePunjab National Bank Feb 2014 - Mar 2020Delhi, India• From 2017 to 2020Worked in Priority Sector and Financial Inclusion Division at Head Office.Key Responsibility -1. Formulation of credit policy relating to Agriculture loan of bank.2. Monitoring of Lead Banker vertical and SLBCs at corporate Level.3. Reporting to RBI, Department of Financial services, NABARD, Agriculture Ministry Government of India etc.• From 2016 to 2017Worked in Financial Inclusion Division at Head Office.Key Responsibilities… Show more • From 2017 to 2020Worked in Priority Sector and Financial Inclusion Division at Head Office.Key Responsibility -1. Formulation of credit policy relating to Agriculture loan of bank.2. Monitoring of Lead Banker vertical and SLBCs at corporate Level.3. Reporting to RBI, Department of Financial services, NABARD, Agriculture Ministry Government of India etc.• From 2016 to 2017Worked in Financial Inclusion Division at Head Office.Key Responsibilities –1. Formulation of Policy related to Financial Inclusion.2. Reporting to RBI, Department of Financial Services etc.• From 2015 to 2016Worked as Zonal Recovery Head at ChandigarhKey Responsibilities –1. Monitoring of recovery for entire Chandigarh Zone of Bank.2. Debt resolution, settlement of debts etc.• From 2014 to 2015Worked as Branch head for Sector 9, Branch at ChandigarhKey Responsibilities –1. Managed Extra Large Urban Branch of Bank.2. Responsible for overall development of branch both in Asset and Liabilities. Show less -
Senior ManagerPunjab National Bank Oct 2009 - Jan 2014Indore, Madhya Pradesh, India• From 2010 to 2014Worked as Circle Recovery Head at IndoreKey Responsibility -1. Monitoring of recovery for entire Indore Circle of Bank.2. Debt resolution, settlement of debts etc.• From 2009 to 2010Worked as Branch Head, Khargoan, Madhya PradeshKey Responsibilities –1. Management of Semi Urban Branch of Bank.2. Responsible for overall development of branch both in Asset and Liabilities. -
ManagerPunjab National Bank Oct 2005 - Oct 2009Bhopal, Madhya Pradesh, India• From 2007 to 2009Worked as Branch Head, Branch Bhilkhera, BhopalKey Responsibilities –1. Managed Rural Branch of Bank.2. Responsible for overall development of branch both in Asset and Liabilities.• From 2005 to 2007Worked as Credit Manager at Zonal Office, BhopalKey Responsibility -1. Underwriting, recommendation, post sanction and disbursement follow up for Mid and Large Segment corporate Credit.2. Management of mid and Large corporate credit for… Show more • From 2007 to 2009Worked as Branch Head, Branch Bhilkhera, BhopalKey Responsibilities –1. Managed Rural Branch of Bank.2. Responsible for overall development of branch both in Asset and Liabilities.• From 2005 to 2007Worked as Credit Manager at Zonal Office, BhopalKey Responsibility -1. Underwriting, recommendation, post sanction and disbursement follow up for Mid and Large Segment corporate Credit.2. Management of mid and Large corporate credit for entire Madhya Pradesh state. Show less -
OfficerPunjab National Bank Oct 1997 - Oct 2005Bharatpur, Rajasthan, India• From 2001 to 2005Worked as Credit Officer at Regional Office, BharatpurKey Responsibility -1. Underwriting, recommendation, post sanction and disbursement follow up for Mid Segment corporate Credit.2. Management of mid corporate credit for 7 district – Bharatpur, Dholpur, Sawai Modhpur, Kota, Bundi, Jhalwar and baran district.• From 1999 to 2001Worked as Regional Human Resource and establishment officer at Regional Office, Gorakhpur.Key Responsibilities –1.… Show more • From 2001 to 2005Worked as Credit Officer at Regional Office, BharatpurKey Responsibility -1. Underwriting, recommendation, post sanction and disbursement follow up for Mid Segment corporate Credit.2. Management of mid corporate credit for 7 district – Bharatpur, Dholpur, Sawai Modhpur, Kota, Bundi, Jhalwar and baran district.• From 1999 to 2001Worked as Regional Human Resource and establishment officer at Regional Office, Gorakhpur.Key Responsibilities –1. HR and establishment related activities for entire Gorakhpur region.• From 1997 to 1999Worked as Deputy Branch Head, Branch Bhatni, UPKey Responsibilities –1. Managed Rural Branch of Bank.2. Responsible for overall development of branch both in Asset and Liabilities. Show less -
ClerkPunjab National Bank Mar 1991 - Oct 1997Bayana, Rajasthan, India
Naresh Garg Education Details
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Bachelor Of Commerce - Bcom
Frequently Asked Questions about Naresh Garg
What company does Naresh Garg work for?
Naresh Garg works for Punjab National Bank
What is Naresh Garg's role at the current company?
Naresh Garg's current role is Circle Head - Deputy General Manager.
What schools did Naresh Garg attend?
Naresh Garg attended University Of Rajasthan.
Who are Naresh Garg's colleagues?
Naresh Garg's colleagues are N V Ramana, Surya Kiran Gupta, Jaypal Singh, Keya Sarkar, Kuldeep Singh, Kanak Kumar, Sk Sharma.
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Naresh Garg
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Naresh Garg
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