Narinder Kumar

Narinder Kumar Email and Phone Number

Chief Manager at Can Fin Homes Ltd. @
Narinder Kumar's Location
Chandigarh, Chandigarh, India, India
Narinder Kumar's Contact Details

Narinder Kumar personal email

About Narinder Kumar

Total Experience of 14 Years. Currently Working as Chief Manager at Can Fin Homes Ltd. from Jan-2014:-•Credit Appraisal/Underwriting of Housing Loan, Loan against Property for Chandigarh Region .•Underwriting authority of Rs. 65 Lakh for Housing Loans •Ensure that the Product program is properly followed & responsible for the application process from login to disbursement & Implementation of processes, Compliance for the Branch.•To decision & recommendation on loan applications within the prescribed TAT and creation of a quality credit portfolio through adherence to policies and credit processes.•Pre sanction & Post sanction file process & review, Legal & technical resolution of property to be Mortgage & Scrutinizing security documentation and perfection of security / collateral.•Responsible for Sourcing qualiy Business for Branch for Housing Loan & Loan Against Property through DSA & Builders tieups. Also Responsible for Branch Profitability. •Review of portfolio with respect to delinquency/losses/fraud of the portfolio & Manage & initiate Legal for Delinquent Cases as Authorized Person for-Sarfaesi act, u/s 138, Civil Suits, and Arbitration.Previous Job: Capital First Ltd. (Formerly known as Future Capital Holdings Ltd.) from May 2008 to Jan 2014 as Manager-Credit for Housing Loan & Loan against PropertyIndia Bulls Credit Financial Services Ltd.(Dec 2006-May 2008) as Credit Manager-PL & Small Business LoansCenturion Bank of Punjab(Jan 2006-Dec 2006) as Credit office/Junior Manager-TW & Personal LoansBajaj Auto Finance Ltd.(Oct 2003-Jan 2006) as Junior Assistant in Credit & OperationsSpecialties:- Credit Apprisal-Financial Analysis-Collections-Housing Loan-Loan Against Property(Mortgage Loans)

Narinder Kumar's Current Company Details
Can Fin Homes Ltd.

Can Fin Homes Ltd.

Chief Manager at Can Fin Homes Ltd.
Narinder Kumar Work Experience Details
  • Can Fin Homes Ltd.
    Chief Manager
    Can Fin Homes Ltd. Jan 2014 - Present
    Chandigarh Area, India
    •Credit Appraisal/Underwriting of Housing Loan, Loan against Property .•Underwriting authority of Rs. 65 Lakh for Housing Loans •Ensure that the Product program is properly followed & responsible for the application process from login to disbursement & Implementation of processes, Compliance for the Branch.•To decision & recommendation on loan applications within the prescribed TAT and creation of a quality credit portfolio through adherence to policies and credit processes.•Pre sanction & Post sanction file process & review, Legal & technical resolution of property to be Mortgage & Scrutinizing security documentation and perfection of security / collateral.•Responsible for Sourcing qualiy Business for Branch for Housing Loan & Loan Against Property through DSA & Builders tieups. Also Responsible for Branch Profitability. •Review of portfolio with respect to delinquency/losses/fraud of the portfolio & Manage & initiate Legal for Delinquent Cases as Authorized Person for-Sarfaesi act, u/s 138, Civil Suits, and Arbitration.
  • Capital First Limited
    Manager-Credit
    Capital First Limited May 2008 - Jan 2014
    Chandigarh Area, India
    •Credit Appraisal/Underwriting of Housing Loan, Loan against Property Loans for Chandigarh Region.•Underwriting authority of 50 Lakh for Housing Loans & Loan against Property & Appraising Mortgage proposals with the ticket size of 10 Lakh to 15 crores.•Earlier also handled Business Loans, Persona Loans & Consumer Durables Loans•Ensure that the Product program is properly followed & responsible for the application process from login to disbursement & Implementation of processes, Compliance for the region.•To decision & recommendation on loan applications within the prescribed TAT and creation of a quality credit portfolio through adherence to policies and credit processes.•Pre sanction & Post sanction file process & review, Legal & technical resolution of property to be Mortgage & Scrutinizing security documentation and perfection of security / collateral•To enroll Credit Processing agencies (CPAs), set processes and systems and monitor activities.•Vendor management.- CPV, Legal, Technical, FCU•To manage the Sourcing and portfolio analysis for the zone & responsible for the Audit and relevant Regulatory compliance.•Closely monitor competition activities and providing feedback/ suggestions to the concerned teams & Market Research and Feedback for new product launch & Feedback on credit policy based on market conditions.•Review of portfolio with respect to delinquency/losses/fraud of the portfolio & Manage Legal for Delinquent Cases-u/s 138, Civil Suits, and Arbitration.
    View
  • India Bulls Financial Services Ltd.
    Credit Manager
    India Bulls Financial Services Ltd. Dec 2006 - May 2008
    •Credit appraisal/Underwriting of Personal Loan and Business Loans applications of Haryana Region includes-Ambala, Karnal, Kurukshetra,Panipat,Yamunanagar. •Responsible for handling a team consisting of 5 Credit officers.•To decision & recommendation on loan applications and creation of a quality credit portfolio through adherence to policies and credit processes.•Implementation of processes for the region & Vendor management.•Conducting refresher training/ other trainings at regular intervals and updating the underwriting team on the process/ policy change.•To manage the Sourcing and portfolio analysis for the zone and providing feedback to Policy team and Interaction and feedback to RCU.•Closely monitor competition activities and providing feedback/ suggestions to the concerned teams.•To enroll Credit Processing agencies (CPAs), set processes and systems and monitor activities.•To maintain a healthy credit portfolio (delinquency Mgt).
  • Centurion Bank Of Punjab
    Credit Officer/Junior Manager
    Centurion Bank Of Punjab Jan 2006 - Dec 2006
    •Credit appraisal/Underwriting of TW and Personal Loan applications.•To decision & recommendation on loan applications and creation of a quality credit portfolio through adherence to policies and credit processes.•To manage the CPA team •To manage the credit/portfolio Quality, Vendor Management.•To enroll Credit Processing agencies (CPAs), set processes and systems and monitor activities •To maintain a healthy credit portfolio (delinquency Mgt)•Ensure maintenance of cordial relationships between all subordinates, peers, superiors, banks, dealers, dealer salesmen and customers.•To maintain relationship and achieve customer satisfaction (internal customers/agencies)
  • Bajaj Auto Finance Ltd.
    Junior Assistant
    Bajaj Auto Finance Ltd. Oct 2003 - Jan 2006
    •Credit appraisal/Underwriting of TW and Personal Loan applications.•To decision & recommendation on loan applications and creation of a quality credit portfolio through adherence to policies and credit processes.•To manage the CPA team •To manage the credit/portfolio Quality, Vendor Management.•To enroll Credit Processing agencies (CPAs), set processes and systems and monitor activities •To maintain a healthy credit portfolio (delinquency Mgt)•Ensure maintenance of cordial relationships between all subordinates, peers, superiors, banks, dealers, dealer salesmen and customers.•To maintain relationship and achieve customer satisfaction (internal customers/agencies)

Narinder Kumar Skills

Credit Risk Credit Analysis Financial Analysis Credit Loans Financial Risk Banking Risk Management Business Development Team Management Finance Financial Modeling Relationship Management Portfolio Management Underwriting Mortgage Lending Mis Vendor Management Retail Banking Management Financial Services

Narinder Kumar Education Details

  • Indian Institute Of Banking & Finance
    Indian Institute Of Banking & Finance
    Certified Credit Professional
  • Indian Institute Of Banking & Finance
    Indian Institute Of Banking & Finance
    Risk Management
  • Indian Institute Of Banking & Finance
    Indian Institute Of Banking & Finance
    Jaiib
  • Indian Institute Of Banking & Finance
    Indian Institute Of Banking & Finance
    Diploma In Banking & Finance
  • Kurukshetra University
    Kurukshetra University
    Finance
    View
  • Kurukshetra University
    Kurukshetra University
    B.Com
    View
  • D.A.V. Sector-8, Panchkula(Haryana)
    D.A.V. Sector-8, Panchkula(Haryana)
    Commerce
  • C.L. D.A.V. Sector-11, Panchkula(Haryana)
    C.L. D.A.V. Sector-11, Panchkula(Haryana)
    10

Frequently Asked Questions about Narinder Kumar

What company does Narinder Kumar work for?

Narinder Kumar works for Can Fin Homes Ltd.

What is Narinder Kumar's role at the current company?

Narinder Kumar's current role is Chief Manager at Can Fin Homes Ltd..

What is Narinder Kumar's email address?

Narinder Kumar's email address is na****@****hoo.com

What schools did Narinder Kumar attend?

Narinder Kumar attended Indian Institute Of Banking & Finance, Indian Institute Of Banking & Finance, Indian Institute Of Banking & Finance, Indian Institute Of Banking & Finance, Kurukshetra University, Kurukshetra University, D.a.v. Sector-8, Panchkula(Haryana), C.l. D.a.v. Sector-11, Panchkula(Haryana).

What are some of Narinder Kumar's interests?

Narinder Kumar has interest in Swimming.

What skills is Narinder Kumar known for?

Narinder Kumar has skills like Credit Risk, Credit Analysis, Financial Analysis, Credit, Loans, Financial Risk, Banking, Risk Management, Business Development, Team Management, Finance, Financial Modeling.

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