Naschelle Mcbeth Email & Phone Number

United States

VA SAR, conventional and FHA

Consumer Loan Underwriter III with Second Level Review Team Responsible for reviewing, analyzing, approving, and underwriting moderate and large, unusual or complex individual consumer requests and products within company and industry guidelinesImplement fraud detection techniquesPerform compliance reviews and prepare formal reports for reviewContact partners to gather information to make appropriate decisions and explain rationale behind credit decision and resolve partners’ questions when possibleEvaluate and ensure overall loan documents are accurate, complete, and compliant with Credit Risk ManagementReview, compute and analyze financial statements, income documents, tax returns- personal, Self Employed and Corporate tax, credit reports, applicable ratios, and other supporting documents to formulate and implement workout strategiesStay abreast of any changes in underwriting provisionsReviewed loans in the Private, FHA, HAMP, FHLMC and Office of the President Portfolios, and Litigation Assigned to the Promontory Audit Project Team for a year

Account Manager/Underwriter Analyzing credit and equity up to 450K underwriting signing authority Compute income calculations to determine ability to repay, benefit to the borrower and determine collateral acceptability Recognized for proficient file management and excellent analytical skills regarding loan structure and loan requirements. Processed loans with zero quality control errors due to knowledge of guidelines, ability to evaluate potential misrepresentation and personal commitment to quality work. Acknowledged by clients, management and co-workers for extending outstanding customer service and communication to insure customer satisfaction. Awarded customer service awards.Sr. Account Manger in FHA LendingFamiliar with DU and LP Underwritings Findings EQUIFIRST CORPORATION- Charlotte, NC 2003-2004 Quality Control Auditor/Underwriter Ensure timely and accurate delivery of quality completed file audits while meeting established productivity requirements.Compute income calculations to determine ability to repay, benefit to the borrower and determine collateral acceptability Perform risk analysis and make decisions regarding deficiencies identified during the audit process.Complete verification of loan file documents, document review and compliance review with credit and appraisal Performed pre-closing quality control audits on selected residential loans.