Nasrin Khan Email and Phone Number

AI-Powered Business and Data Analytics Specialist program:• Recently earned Python certification and currently enrolled in the AI-Powered Business and Data Analytics Specialist program with Network Technology Academy Institute. Gaining experience in:Programming Languages and Tools: Python, VS Code, GitHub, and CopilotPython Libraries: Focused on Pandas and NumPy

• Led global issue management activities, ensuring operational control environments met regulatory and organizational standards.• Prepared and delivered comprehensive monthly issue management reports, highlighting "at-risk" or "on watch" issues, and corrective action plans with milestones across North America, Europe, and Asia. • Led cross-functional efforts to refine issue management procedures, resulting in improved efficiency, consistency, and compliance with organizational standards.

• Directed risk-based audits evaluating operational risk programs, including Risk and Control Self-Assessments (RCSA) and issue management.• Partner with senior leadership to define and prioritize audit initiatives that align with Bank’s strategic goals.• Supervised audit teams, ensuring adherence to regulatory standards and best practices in operational risk management.• Presented key risks and audit findings to senior management and board committees, influencing strategic risk decisions.• Prepared audit reports to clearly communicate key risks and audit issues.

• Automated data analytics processes and enhanced reporting efficiencies through innovative solutions, working closely with business, and IT teams. • Provided detailed credit quality analyses and portfolio reviews for senior leadership and risk committees.• Supported the integration of the commercial credit risk review and internal audit teams as a credit risk subject matter expert. • Responsible for sampling metrics and credit analytics (charts, graphs, analyses) reports for Commercial portfolios to senior management. • Analyze complex datasets to derive actionable insights and recommendations for decision-making.• Developed and presented analysis reports and recommendations that effectively communicate findings to diverse audiences and departments.• Identified and addressed data quality issues and identify opportunities for improvement.

• Managed a $150MM credit portfolio, collaborating with stakeholders to grow revenue while safeguarding risk controls.• Collaborated with Relationship Managers and Sales Teams to develop tailored financial solutions for clients.

• Commercial: Conducted comprehensive credit risk reviews for commercial portfolios, including Business Banking, Commercial Real Estate, Middle Market, and Global Banking, ensuring accurate risk ratings and adherence to underwriting standards.• Conducted comprehensive evaluations of borrowers, facilities, and corporations by reviewing financial statements, legal documentation, collateral, and related materials to ensure the accuracy of internal risk ratings, and facility risk assessments. • Gathered, analyzed, and interpreted comprehensive credit data on existing and prospective customers to support informed lending decisions.• Examined customer accounts and portfolios to identify potential credit quality issues and determine the optimal course of action to reduce risk and prevent potential losses.• Leveraged advanced analytical tools and software to evaluate credits and portfolios, comparing various outcomes to make sound recommendations and decisions.• Retail: Transitioned to Retail Banking, leveraging advanced analytical tools such as Excel (Lookups, Pivots) and Power BI to conduct data-driven consumer credit analyses for mortgages, home equity loans, auto finance, and credit cards, improving portfolio insights and risk assessments.• Completed an 8-week Certified RMA Commercial Credit for Lenders training program.

Managed global counterparty credit risk, including banks, sovereigns, municipalities and supranationals to support Securities Finance of securities lending, Global Treasury of money market investments as well as Global Markets for trading and sales activities of the FX desk. Produced risk reports on the counterparties, assessing the exposure of credit risk. Assigned internal ratings and probabilities of default to the counterparties.

Coursework included: Accounting, Corporate Finance, Credit Risk Analysis, Country Risk Analysis, Financial Modeling, Real Estate, Hedge Fund Management, International Macroeconomics and Trade Policy

Built financial models from the ground up utilizing only primary information in the healthcare industry. Worked with software developers in India on designing healthcare website.

Prepared and presented research on complex sugar to the analytical group.