same responsibilities as my previous position just at a larger level. I work with Brokers, Realtors, CPAs, and disgruntled Bankers alike to achieve Business Finance suited for each referral given. 📞 me to discuss a financing opportunity in CA 714-862-7085

Government Guarantee Loan Product Expert with the ability to deliver long term fixed pricing on all creditworthy request. I also offer all Conventional lending products with an extensive knowlege and expertise in closing them swiftly. Ask me about my rates and call with your questions/loan scenarios.

"We want to help local businesses control their own destiny"Products: SBA 7(a), SBA 504, SBA Caplines, SBA Express, USDA B&I program, and full service Conventional LendingLoan Scenarios: Owner Occupied CRE Purchase/Refi (up to 90%LTV), Leasehold Improvements, Equipment Purchase, Business Acquisition, Partnership Buyouts, Debt Refinance, Working CapitalFootprint: Southern California with an emphasis on Orange County, the Inland Empire, *New San Diego County; and entire state of ArizonaWhy Choose us:*Access to key decision makers*Flexibility in structure and pricing by using a Community bank*Feedback within 72 hours or less*Formal Credit Approval within 7-10 working days subject to Appraisal and Environmental*Lucrative Broker/Referral Source incentive program (call me for details)*Perhaps the loan is too small to push through at your bank; No loan too small. (financed 150k 7A loan where borrower didnt have to pay guarantee)*Happy to review all Participant opportunities with other Lenders.PICK UP THE PHONE AND CALL ME TO DISCUSS YOUR DEAL NOW: 714.862.7085Or email me at Nvilla@wvnb.net

updated 03/20/2016: I'll be on the LoanMakers Forum Panel in Long Beach 4/27/16 alongside some other leaders in the Commercial Lending Industry: please purchase your tickets asapI will also be speaking on a panel that will focus on strategies for Owner Occupied CRE Financinghttps://www.kossresource.com/events/all-star-group-inc-crelc-southern-california-cre-lending-conference-2016DID I EVER TELL YOU HOW MUCH I LOVE DOING SPECIAL PURPOSE FINANCING NATIONWIDE? DID I TELL YOU HOW COMPETETIVE WE ARE? CALL ME TO DISCUSS714-862-7085HAVE YOU EVER THOUGHT OF USDA B&I LOANS? BECAUSE I DO THAT!!!*30 year Amortization!!! *Financing for CRE both Owner-Occupied & Investor!!!!! **Key determining factors: property must be located in rural area with less than 50,000 population and a few other factors.PLEASE CALL ME TO DISCUSS YOUR DEAL 714-862-7085*formerly Commerce National Bank/Argent Bankjust want to throw this out there....WE FINANCE SPECIAL PURPOSE CRE NATIONWIDE!! (GAS STATIONS, CARWASHES, HOSPITALITY)WE CAN EVEN FINANCE GROUND-UP CONSTRUCTION!WE PAY REFERRAL SOURCES HANDSOMELY!- 2013 TOP PRODUCER-Source new SBA financing opportunities through established referral network of reputable Commercial Brokers, Business Acquisition Specialist, CPA's, Attorneys, and local CDC officers.-Collect/Analyze financials and present to Credit Committee/SBA Director-Well Versed in SBA Business Aquisition transactions, Special Purpose CRE Purchase/Refi's, Franchise Lending, -Dialed in with all Major CDC's in Southern California-Provide comprehensive feedback/dialogue to borrowers/clients in an effective and timely matter-Identify and source Conventional Owner User/Investment Purchase/ReFis, Working Capital, Equipment Financing Opportunities-Well versed in Treasury Management, assist in-house Specialty Deposit Team in acquiring Escrow Prospects.-Extremely lethal cold-caller/e-mail pro to target markets of interest.

Founded by highly experienced bankers, entrepreneurs, and business leaders, we are committed to local business in Orange County. Offering a comprehensive array of C&I products to service our clients- Created Escrow Banking Platform for Independence Bank: identifying competitive line item charges,earnings credit, third party agreement forms, extended wire transfer cut-off times, etc.- Strategically networked with various organizations: Downtown Inc, OCSA, SAPD, Escrow Institute ofCalifornia, Orange County Escrow Association, Society of Industrial Office and Retail, local CDCoffices, and surrounding Chamber of Commerce(s)- Responsible for recognizing Commercial Credit Opportunities: Working Capital, Asset BasedLending/Lockbox, Term Loans, Owner Occupied Commercial Real Estate, Commercial Investment Property Lending; and effectively conveying all aspects of the transaction to the prospect/client (excluding underwriting credit)- Well versed in SBA lending opportunities: 7a, 504, Express, Patriot Express, SBA Microloan programs, etc. - Responsible for a minimum of 2MM in loan production per year, 1.5MM deposits per year

- High-profile management position accountable for acquiring profitable accounts and developing strategicalliances with clientele.- Develop tactics to increase assets and profitability within a territory consisting of Newport Beach, Irvine,Santa Ana, Anaheim, Orange, and Costa Mesa.- Effectively manage and maintain a staff of 8 Jr. Bankers.- Counsel high net-worth individuals and corporate clients with regard to financing opportunities, depositanalysis, and monetary returns.- Cross-sell banking services and products to clientele.- Participate in local community events to position the bank as a leader within the County.