I bring over 30 years of experience calling on C-level decision makers and educating customers on the value of innovative financial wellness solutions. My primary focus is working with nationally recognized companies to address their employees short term liquidity issues and avoid the need for high cost third party lending. FlexWage Solutions is the leading provider of employer-sponsored Earned Wage Access (EWA) and financially responsible short-term solutions for employees. We pioneered and patented OnDemand Pay in 2010, which focuses on giving financial empowerment to employees. With FlexWage, workers can access pay they have already earned, and employers are able to place limits on the number of times pay can be accessed to help promote responsible use. Specialties / Background - Consultative Sales Approach, Earned Wage Access (EWA), OnDemand Pay services, Payroll Card services, Financial Wellness Benefits and Voluntary Benefits. Experience in several industries including Healthcare, Retail, Grocery & Convenience Stores and Hospitality companies who are challenged to attract and retain lower to middle income workers. Extensive background in selling innovative disruptive financial solutions that have moved businesses and consumers from a paper-based environment to our on demand mobile economy. Background includes establishing strategic partnerships, meeting and exceeding customer requirements with implementation and relationship management objectives in the following sectors - Earned Wage Access (EWA), OnDemand Pay, Merchant Services, E-Commerce, CNP, Recur Billing, B2C, B2B, Emerging Industries, MLM / DSA members, Global payments, Start-up companies, Business Development, Relationship Management, ePayables, eInvoicing, EIPP, Process Improvement, Software as a Service, Contract Negotiation, Compliance, Purchasing Cards, Corporate Cards, P2P, e-Procurement, Expense Management, P & L Analysis, CRM/Salesforce.com, Webinar Presentment.