Senior Consultant
CurrentPricing AnalyticsDeveloped credit guaranty pricing recommendations, based on complex credit models and competitive dynamics, for national mortgage lenders.Supported account teams and regional management with profitability, pricing, and delivery profile analyses, with the ultimate goal of helping teams achieve profitability, volume, and market share goals.Credit Risk ManagementMonitored performance of $2 trillion credit book, focusing on delinquency, default, and severity metrics. Produced regular reporting to senior management. Worked with business units to identify high risk loan segments, determine drivers of performance and make recommendations on changing business practices to improve future performance.Competitive AnalysisPrepared reports for senior management on competitive developments across the mortgage industry, with a focus on financial performance of commercial banks and mortgage bankers. Facilitated internal gathering of competitive intelligence through regional contacts.Strategic ProjectsServed as key contributor on cross-functional teams that focused on major strategic issues: mortgage servicing rights, minority lending, secondary market execution comparisons for small lenders, manufactured housing, and automated underwriting.Prepared timelines and project plans, facilitated discussions, delivered presentations, and prepared executive-level summaries. Disaster Response OversightDeveloped rebuilding initiatives for areas of Gulf Coast damaged in 2005 hurricanes. Responsible for analytics, policies, procedures, compliance, and reporting.Developed Single Family Disaster Response Plan-outlines how business unit will respond to major natural disaster. Served as coordinator for administration of plan.
