Nick Carver, Cfa Email & Phone Number

In 2004 I joined with several associates with varying areas of expertise in trust administration and investment management to start Legacy Private Trust Company. Our headquarters is in Neenah, Wisconsin, but I work in Milwaukee three days each week.I was most excited about this opportunity since I was charged with developing, from the ground up, the total array of investment services our firm would offer. This includes active equity (common stock) and fixed income (bond) management and we were pioneers in the use of Exchange Traded Funds for total portfolio solutions and as a completion strategy, complementing other assets in a portfolio.I am most proud of two pieces of original research and development that have turned into successful product/services at Legacy. First, from the beginning in 2004, we utilized a cash flow approach to asset allocation. Drawing on the concepts used in immunized bond portfolios, we determine the appropriate asset allocation for clients by viewing their future cash needs as a liability that needs to be funded today. Using a proprietary Equity Expected Return model allows us to determine the appropriate mix of stocks and bonds needed to "defease" the cash flow liability. A client's risk tolerance becomes a matter of asking the client "How much certainty do you want about the future?"Second, in early 2007, reflecting our concern about the global financial situation, we saw the need for a more tactical investment product. We decided to use four asset classes (US Equity, Foreign Equity, US Fixed Income and Alternatives) in an unconstrained manner, meaning at any point the entire portfolio could be invested in any one of those asset classes. By Summer 2007 we had back-tested the strategy and started investing client money in our Strategic Asset Allocation portfolios. In the almost three years since inception the results have been outstanding, in absolute and risk-adjusted terms.Specialties: Cash Flow Driven asset allocationExchange Traded Fund managementEquity and Fixed Income investment management

Listed skills include Etf Strategist, Global Tactical Asset Allocation, Investments, Asset Allocation, and 12 others.