As a dedicated Portfolio Manager for Cartiga's commercial lending footprint, I specialize in providing tailored debt financing solutions to attorneys and law firms seeking capital to grow and succeed. With a focus on asset-backed loans, I oversee the entire lending lifecycle, from origination and underwriting to funding and servicing commercial loan opportunities.Cartiga's focus is to align our lending strategies with our clients' unique goals. By fostering collaborative relationships and leveraging our deep expertise in specialty finance, we deliver innovative solutions that empower our clients to thrive. My role centers on ensuring each transaction is executed with precision, care, and a client-first mindset, contributing to our mission of transforming commercial lending for the legal industry.

Provide current industry analysis offering clients deal feasibility and problem solving solutions servicing small to mid-sized businessesand real estate investors. Responsibilities include: spearheading company operations; sourcing new financial products;underwrite/structure all prospective transactions; and employee production support.· Perform capital raises for high net worth investors performing one off debt transactions with a blended yield of 14.5%.· Built and customized in house CRM system through Salesforce.com, streamlining the process for updating clients.· Source new loan originations and closed $32MM through various financing vehicles.

Director of Portfolio Retention and Loan PayoffDirector of Retention and Loan Payoff departments, ensuring existing loan quality as well as creating the firm Loan Retention Product Strategy. Identified opportunistic loan origination from existing portfolio of firm.· Created a pricing matrix that insured 10% revenue increases, risk mitigation while improving client terms with additional capital.· Structured, negotiated terms for each retention deal, successfully closing $150MM in new deals.· Prepared tape and re-underwrote existing debt for secondary market purchase.· Selected as an alternate credit committee member to provide secondary market insight

Responsible for Firm-wide CMBS and SBA loan underwriting. Performed initial cash flow analysis and analytical tests for sizingloans; allowing for proper loan scenario structuring. Managed deals through direct information flow to third party vendors and theClosing department to ensure processing of loans was completed in a timely manner.· Underwrote over $400MM in CMBS and SBA loan transactions.· Rebuilt Company wide pipeline database to streamline the loan closing process, resulting in 10% faster closings.· Created analytical tools used by the Company's sales force.

Performed critical underwriting for Fannie Mae and Freddie Mac financing vehicles including DUS, Convertible ARM and Mezzanine.Focused on Low Income Housing Tax Credit (LIHTC) and Tax Exempt Bond financing. Handled all CMBS conduit loans in thepipeline averaging $20MM ­ $30MM loans per quarter.· Underwrote $300MM of Fannie Mae loan originations ranging from $1.2MM to $40MM in one-off deals.· Assisted in the design of Fannie Mae and mezzanine underwriting models, which were utilized Company wide.

Primarily deal flow within fixed rates; floating rate; acquisition analysis and whole-loan sales for all property types.Performed due diligence exercises such as: lease abstract; portfolio re-underwriting and site visits.