Neal Shannon Email & Phone Number

Denver, Colorado, United States

- Maintain credit operational guidelines, train and develop Credit Analysts, and lead daily underwriting work flow through analyzing financial data and structuring C&I loan packages and documentation- Support all departments with data reports and dashboards to understand financial performance, track business KPIs and productivity metrics, identify discrepancies, reduce bottlenecks, and increase efficiency- Derive impactful data insights to inform credit policy

Denver, Colorado, United States

- Manage and monitor credit risk within equipment finance portfolio valued over $1,250MM by leveraging skillsets in credit analysis, risk management, equipment finance, and data analysis- Develop internal informational resources on a broad range of commercial equipment

- Team lead role in training and developing Credit Analysts- Increased efficiencies through designing standardized Credit Operational Manual to memorialize processes, increase department resilience and reduce bad debt losses through consistent decision making- Assist management in managing bank relationships and related ad hoc projects- Led client-facing discovery meetings to assess lending needs and review financial data address risk and discuss merits of specific loan requests and establish an understanding of specific collateral

Denver, Colorado, United States

- Assessed asset quality to determine collateral risk and analyzed company financials to determine creditworthiness of borrowers in order to present underwriting recommendations- Developed and implemented credit risk rating scoring and helped drive software conversion with custom credit module build out

- Thoroughly reviewed PPP loan documentation for completeness- Liaise with and supported borrowers throughout the loan process to closing- Carefully and efficiently performed administrative tasks with strong attention to detail

- Participated in the credit approval and underwriting processes by completing financial analyses- Analyzed profitability, liquidity, solvency, and efficiency ratios to assess financial status, cash flow to ascertain debt service ratio, personal financial statements and taxes to ensure guarantor ability, collateral to determine loan to value, and scenario testing to help gauge risk

Urbana-Champaign, Illinois Area

- Founded business focused on serving customers hand- crafted all natural sorbet and gelato bars- Served local farmers markets and public events, as well as catered to individuals and businesses- Prided ourselves on building relationships and providing terrific customer service

- Executed large catering orders, store operations, managing 4 to 10 employees daily- Oversaw inventory, product orders, and health compliance auditing- Implemented internet crash system to continue taking orders when machines went offline, avoiding revenue loss

- Trained Jimmy John's franchise owners, managers, and corporate employees on systems, procedures, and operations necessary to run a Jimmy John's unit - Directed 5 new management trainees bimonthly encouraging teamwork and promoting operational integrity

- Management duties included interviewing, training, scheduling, and inventory- Directing 3 to 8 employees on a daily basis, efficiently serving customers to meet sales goals

Bachelor Of Science - Bs, Agricultural And Consumer Economics, Finance Concentration

Minor In Business Management

Sustainability, Energy, And Environment Fellows Program

Minor In Environmental Economics & Law