Key Responsibility Areas:❖ Developing and executing strategy for pan India microfinance business (product, sales, delinquency and P&L) - including lending to MFIs, retail microfinance, securitization of pools and strategic equity investment ❖ Identifying & onboarding MFIs and rural focused NBFCs, deepening the relationship, alliances for PSL book; focus on 360-degree banking including liability; IBPC book with Small Finance Banks❖ Collaborating with internal teams i.e. risk, credit,… Show more Key Responsibility Areas:❖ Developing and executing strategy for pan India microfinance business (product, sales, delinquency and P&L) - including lending to MFIs, retail microfinance, securitization of pools and strategic equity investment ❖ Identifying & onboarding MFIs and rural focused NBFCs, deepening the relationship, alliances for PSL book; focus on 360-degree banking including liability; IBPC book with Small Finance Banks❖ Collaborating with internal teams i.e. risk, credit, operations, legal, compliance etc. Fostering strong relationships with external stakeholders, including industry bodies, fellow lenders, investors and SRO❖ Continuous improvement in systems & processes; regular field visits, building necessary controls, portfolio monitoring, recalibrating the exposure; complying with evolving regulatory landscape Show less

The product involves lending to farmers and aggregators associated with agri-corporates. Responsible for creation of corporate franchise for sourcing farmer finance business and offer customized structures to the large agri-corporates; part of the founding team which started Kisan Credit Card business in year 2011.

The product involves lending to MSMEs upto ticket size of Rs. 20 cr primarily in semi-urban and rural markets through branch network of 1,500 branches and dedicated sales team of 1,000+ members.Responsible for product function involving process & system design, digital initiatives, enabling and supporting sales team for business growth, portfolio monitoring, delinquency monitoring and profitability etc.

Worked with Future Agrovet Ltd. The company, part of Future Group, was responsible for sourcing and distributing food-items to Big Bazaars and Food Bazaars.Independently managed the hub warehouse at Bangalore, successfully handled growth in SKUs, active involvement in modernization and automation of the warehouse.

CCD, founded by Prof Trilochan Sastry, IIM-B, helps farmers to mobilize and form cooperatives to build market linkages on the input & output side.Responsible for creating viable agri-supply chain of small & marginal farmers in Soybean and Red Gram; successfully commissioned and managed Dal Mill, owned and governed by Cooperative Federation of 1,500 farmers spread across 30 tribal villages.

Worked on Annual Report and Audit report for FY08; involved in preparing annual budgets, tax returns;analysing the balance sheets and annual reports of various group companies for managerial decision making; costing of dairy products using Activity Based Costing technique; part of milk launch team in Jaipur and Allahabad