Neil Mathwig Email & Phone Number

Neil Mathwig is a Vice President at Citizens State Bank at Citizens State Bank.

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  Vice President

  Citizens State Bank

  Oct 1994 - Present

  Operational and Management Functions• Management of accounting, loan support, proof, marketing, and information technology through delegation to key personnel with the end goals of efficiency, adherence to regulatory policies, and maximizing positive customer experiences• Development, implementation, and marketing of new products and technologies• Development of strategic goals and measurement benchmarks• Vendor Management - Negotiation of price and delivery of office, clerical, and maintenance supplies, services, and vendor contracts• Operational cost and performance ratio analysisFinance Functions • Financial reporting for use by management, directors, and regulators• Secretary of executive management Asset/Liability Committee that determines and measures interest rate risk, liquidity management metrics, and investment portfolio decisions• Development and implementation of loan and deposit pricing strategies• Management of wholesale funding sources, including FHLB, FRB, and correspondent banking relationships• Investment, Liquidity, and ALCO policy formulation• Regulatory reporting, including CALL Report, FRB holding company reporting, and Income tax filingCommercial Lending and Loan Administration Functions• Commercial Lending, with extensive experience in ag, real estate, and consumer relationship lending• Business development with emphasis on long term and profitable customer relationships• Evaluation of financial performance, both at the time of application and ongoing risk monitoring• Lead a team of six lenders, including commercial, agricultural, residential, and consumer lenders• Loan policy, strategic product development, and goal-setting for individual lenders• Collection of delinquent loans and work out of non-performing loans• Analysis of the loan portfolio to determine an appropriate level of loss reserve and identify concentrations and other risks imbedded in the portfolio

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  University Of Wisconsin-Madison

  Finance, Investments, And Banking