M2 Recovery specialises in establishing whether secret commission payments have been added to insurance policies by unscrupulous insurance brokers and then claiming back these illegal payments on behalf of our clients, often for significant sums of money.Independent legal advice has already confirmed that, where these payments have been made, commissions can be recovered dating back six years.M2 Recovery has developed a streamlined, tried and tested process for pursuing the recovery of these illegal payments. Our considerable experience and expertise in the forensic analysis of brokers and managing agents allows us to overcome the many challenges and obstacles inherent to such processes and find the truth about what really happened.We have already recovered more than two million pounds of illegal commission payments and know that for many years a large percentage of commercial and RTM properties have been charged illegal secret commissions.

I began my insurance career in 1974, working for a provincial insurance broker in the Midlands before moving to a brokerage in the City of London in 1985.Following the sale of that business I started my own insurance brokerage, and in 1987 Mulberry Insurance Services was born, specialising in tailored insurance services for commercial property owners.During my time at Mulberry, I was actively involved in the acquisition of a number of portfolios where the property purchase value exceeded £5billion. But at that time, I was unaware that the managing agents and freeholders we were working with were accepting commissions without notifying their clients – something I now know is rife across the property insurance market.Fast forward 23 years and the issue came to a head when it came to light that a managing agent we had worked with had not been disclosing their commission payments to their clients, and one of those clients decided to take us to court for £800,000 worth of commission payments spread over a six year period, the maximum time period these payments can be recovered for under law.After two years of legal disputes, we eventually settled with the leaseholder for £220,000 plus £168,000 in legal fees. That told me that the business model we were using was fundamentally flawed, and we needed to drastically remodel the business and start doing things differently if we were to continue to do business in an honest and open way.Because we were not offering the kickbacks to the managing agents that many others in the industry were, business was very difficult to come by and I decided to sell the brokerage after losing our biggest client because I refused to pay a £500,000 commission another broker was willing to offer.It was then that I decided to sell Mulberry and launch M2 Recovery in order to help property owners and tenants who may have fallen foul of secret commissions in the past, and possibly recover up to six years’ worth of undisclosed commissions.