Neil Peretz Email & Phone Number

California, United States

San Mateo, California, US

• We enable creators of new financial and tech products to chart a compliant path forward when the regulatory road is unclear.
• Our Financial Law practice includes securities law compliance, consumer financial services, privacy law, debt and equity financings, M&A, real estate, and bankruptcy and restructurings.
• Our Tech practice advises clients on IP (predominantly trademark, trade secret, copyright), licensing, regulatory strategy, distribution and partnership deals, entity formation. Expert at overcoming asymmetric.
• Our Real Estate practice works with commercial landlords, owners, tenants, and property managers.

San Francisco, US

• Led legal for WooCommerce, the world's most popular ecommerce platform, which powers 30.5% of the top 1M ecommerce sites. Particular focus on large and still rapidly growing payments business, as well as e-commerce.
• For the broader Automattic empire (e.g., WordPress.com), led legal work on applied AI, trademarks and other IP, key privacy and data protection issues, EU Law (e.g., DSA, GDPR, e-Commerce Directive, Distance Selling.

Oakland, California, US

Established legal, regulatory, and compliance strategy for fintech focused on helping historically disadvantaged people to build wealth and increase home ownership. Oversaw licensing in 20+ states for loan brokerage, mortgage and small dollar lending, and servicing operations.

Oakland, California, US

San Mateo, CA, US

• Contract Wrangler is an AI SaaS solution that enabled enterprises to identify cost- and risk-reduction opportunities, and new opportunities to boost revenue with existing business relationships. I created the concept..
• Signed and delivered to trillion dollar banks and hypergrowth financial services and tech companies as lighthouse accounts.
• Recruited 60+ person team: engineering, data science, product, sales, legal, and CEO.
• Raised $12 mil from top-tier venture investors.
• Established partnerships with Salesforce and SAP.
• Selected for StartX, Plug and Play Enterprise 2.0, FFL Accelerator, and LexisNexis LegalTech Accelerator. Finalist for MIPIM Real Estate Property Tech Startup Competition.

San Mateo, CA, US

San Francisco, California, US

San Francisco, California, US

• Built and led regulatory and product counsel for small business lending company that we grew from an idea to the #1 marketplace for SBA-guaranteed loans that has arranged more than $9 Billion in affordable financing.
• Product: Drafted ToS, privacy policies, and wide range of financial and consumer protection disclosures. Worked closely with product teams to ensure that flow and content complies with applicable laws.
• Regulatory: Ensured compliance with TILA, EFTA, ECOA, GLBA, FDCPA, FCRA, SBA lending SOPs, rent-to-own statutes, and other federal and state laws. Liaised with federal and state regulators, including CFPB, FTC, SBA.
• IP: managed trademark and patent strategy, counsel, and licensing, including in-licensing of data, out-licensing of technology and support services, and other types of partnerships.
• BusDev: negotiate and draft distribution & sales agreements. For depository institutions and other partners, advise on legal positioning of company’s products and services. Extensive experience negotiating and drafting.
• Financing and M&A: Negotiated and drafted terms and agreements for a wide range of financings, including equipment leases, bankruptcy-remote special purpose vehicles, receivable sales, bank credit, and multiple venture.

Cincinnati, Ohio, US

• Concurrent with my work for SmartBiz Loans, built and led legal and compliance teams for hyper-growth consumer rent-to-own business unit that we built from scratch to over $60 million in revenue and thousands of retail.
• Negotiated key distribution deals with retailers (including Walmart), nationwide telecom carriers, hardware manufacturers, and external sales organizations. Managed third party compliance with strictr regulatory regime.
• Negotiated financings, SaaS agreements, employee and consultant matters, IP in-licensing and out-licensing, and countless partnerships.
• Oversaw consumer financial services regulatory and litigation matters, ranging from TCPA litigation to examinations, collections, state and federal government relations, and compliance with a nationwide patchwork of.
• Managed money transmitter licensing for preceding loan and line of credit businesses.

Washington, DC, US

• Co-founded Office of Enforcement for new federal agency established to protect consumers in the financial markets, with supervisory jurisdiction over large banks, credit reporting agencies, money transmitters, payday.
• Co-authored new rule amending implementation of Electronic Funds Transfer Act to require new disclosures and dispute resolution for international remittances.
• Lead investigations and enforcement actions of laws related to electronic and mobile payments, credit and debit cards, credit reporting, fair lending, privacy, and mortgages.
• Provide legal counsel to supervision teams proactively examining financial institutions’ records and practices.
• Led new Fair Credit Reporting Act issues team.
• Developed Bankruptcy Policy for Office of Enforcement.

Washington, DC, US

• Lead counsel or co-counsel on multimillion dollar commercial matters, including corporate restructurings, financings, contract disputes, and federal loans, subsidies, and insurance. Managed all phases of litigation.
• $70 million valuation dispute related to cellular spectrum and hybrid financial instruments.
• Lease of military base property to commercial developer and sublicensees amidst bankruptcy proceeding.
• Litigated cancellation of $450 million mortgage portfolio servicing rights while simultaneously negotiating sale.
• Sued insurers over coverage dispute stemming from multibillion dollar mortgage fraud.
• Litigated with banks over liens and property interests in government property held by insolvent private warehousing and fulfillment business.

Leuven, BE

Co-authored a comparative review for the European Commission of consumer redress mechanisms in all EU member states, as well as Australia, U.S., and Canada. The Review served as the intellectual springboard for what eventually became the European Small Claims Procedure (Directive 861/2006). In addition to its unprecedented breadth, one novel feature of the.

Central Jakarta, Special Capital Region Of Jakarta, ID

• Inside counsel for U.S. subsidiary of largest ever emerging markets bankruptcy debtor.
• Trial strategist for million dollars of contract lawsuits.
• Oversaw liquidation of Dutch subsidiary, including settling four-way litigation and leading fraud suit against Director.
• Counseled client on employment and termination matters, including internal investigations.

Washington, DC, US

Developed cases for Enforcement Division relating to violations of the Securities Act of 1933 and Securities Exchange Act of 1934.

• I previously held roles handling complex business and legal transactions that ultimately prompted an interest in law and its intersection with tech, business, and finance.
• U.S. Diplomat: Commercial Consul in South China working on trade negotiations and assisting U.S. businesses to enter the market.
• Co-Founder and CEO of PocketScience, a venture-backed mobile email company (IPO on ASX). Named "Man of the Year in Consumer Electronics"; established nationwide retail distribution in 2,000+ stores; licensed tech to.
• CFO/COO at Sertanty (now Eidogen-Sertanty), a venture-backed drug discovery knowledgebase and tools company backed by Alejandro Zaffaroni.
• investment Banker and PE Investor at Brown Brothers Harriman & Co. (1818 Fund) and Apax Partners.
• Scale-up Consultant to Energy Innovations, an Idealab high capacity solar energy company.

Ll.M., Law

J.D., Law

M.S., Psychology

Certificate Of Specialization, Negotiation And Dispute Resolution

B.S., Political Science And Psychology

Abd, Public Policy

Military Science

Education record

Education record