Convermat is the leading global B2B distributor of parent rolls of tissue to more than 80 countries worldwide.- Directed the automation and modernization of Finance and HR processes as well as the improvement and modernization of IT infrastructure and security.- Reduced HR benefit costs by over 30% while expanding the range and scale of offerings for employees. Single-handedly completed a PEO deployment.- Eliminated G&A cost redundancies.- Led project to upgrade and enhance ERP system (SalesPad by Cavallo and Microsoft Dynamics GP) leading to organization wide productivity gains.

During the global COVID pandemic, I was actively seeking my next full-time role as a CFO, SVP Finance; Vice President of Finance ; Vice President of FP&A or Vice President of Finance and Accounting.

Rail Europe North America Inc. is a North American distributor of European rail products with $165M in sales and 200 employees. Although RailEurope is in the business of travel and people logistics, a great deal of my work was e-commerce and financial technology (SaaS). This role comprised 75% e-commerce, including SaaS transactions, representing $165M in sales. I was rapidly and repeatedly promoted for my ability to fix critical issues that interfered with profitability.Selected achievements: I was consistently sought after by the parent company for financial and technology advice: ➢ Promoted to this role for successful consolidation of accounting and finance departments into a single department. Led North America and delivered shared services on behalf of the parent company for treasury, fraud prevention, and internal audit. ➢ Handpicked by the CEO to implement shared services tracing and rebilling functions. Delivered $1.5M for shared services rebilling and cost offsets for North America region and saved $250K annually at the group level by offshoring resources and utilizing shared services models. ➢ Accountable for forecasting revenue and cashflows for subscription income from system fees (SaaS) from global distribution system, including billing at a cost per booking, cost per passenger, or hybrid/cost per booking with a base minimum annual cost. ➢ Executed payment calculation and reconciliation of $130M to rail suppliers for North America with foreign exchange hedging to $250M at the group level and responsible for fee and markup revenue of $15M. ➢ Negotiated $30M credit lines with 4 banks across 2 continents to give the company flexibility to use cash for capital expansion projects while meeting short-term needs. Using bank funding delivered significant benefit to the business. ➢ Reduced retirement plan administrative costs by 25% by re-negotiating terms with plan providers.

Rail Europe North America Inc. is a small-medium enterprise (SME) North American distributor of European rail products with $165M in sales and 200 employees.Selected achievements:➢ Reduced online fraud by 95% and recovered $2M revenues annually while reducing friction for genuine customers by implementing and automating a system to establish mechanisms to stop fraudulent transactions in real time and constantly analyzing rejected transactions throughout the day to improve the automated system. This solution is considered best practices in fraud prevention and was achieved without using an outside resource, thereby avoiding an estimated $500,000 from fraud losses annually. ➢ Lowered costs by $500K through combining the accounting and finance departments and restructuring the banking, treasury, forex hedging, and internal audit functions at the business unit consolidation level.

Rail Europe North America Inc. is an SME North American distributor of European rail products with $165M in sales and 200 employees.Selected achievements: ➢ Developed a consistent methodology for financial modeling used for strategic investment decisions across all divisions of the company.➢ Implemented a program of regular internal audits with minimal disruptions to regular activity to validate internal processes across all departments to reassure CEO and department heads about the effectiveness of documented processes.

Rail Europe North America Inc. is an SME North American distributor of European rail products with $165M in sales and 200 employees.➢ Developed and implemented the financial monitoring (cost controls, KPI) and billing mechanisms for a custom SaaS booking platform to worldwide customers to generate $6M in cost offsets for building and maintenance of this custom system, which would have been cost prohibitive for the company to sustain on its own.➢ Generated an additional $3M annually in revenue growth via expansion to new business lines and cost savings during an economic downturn, closing the year profitably instead of at a loss.➢ Improved the employee incentive program by collaboratively redesigning how sales and operations departments rewarded performance, resulting in improved morale and employee retention.➢ Provided faster and more in-depth insights into performance for the CEO and department heads.

Rail Europe North America Inc. is an SME North American distributor of European rail products with $165M in sales and 200 employees.➢ Selected by the CEO and CFO to source, budget and implement the $400,000 ERP, purchasing and project timesheet systems. Delivered the project on budget and before schedule with zero assistance from in-house IT resources. This project was highly successful and achieved significant efficiencies, while garnering accolades from the senior management team. Implementation of the new timesheet system reduced the monthly close time from 14 to 7 days and was later reduced to 3 days. ➢ Drove financial transparency by facilitating actual vs. budget department management meetings, calling for responsibility and ownership for department budgets; nearly eliminated unauthorized overspends. ➢ Supplied individual channel analysis examining price adjustments and cost controls to ensure profitability.

Rail Europe North America Inc. is an SME North American distributor of European rail products with $165M in sales and 200 employees.➢ Improved decision-making by analyzing monthly expense variances which led to a new procurement system implementation and cost-control policies—a highly popular and effective automation solution to a previously manual process. ➢ Saved $700K on server technology and $500K on database software by leading a detailed expense review, renegotiating vendor contracts, and identifying areas for possible technical modification and improvement —a double win for the company.

Housing Development Finance Corporation Limited (HDFC LTD.) is the largest housing finance provider in India.➢ In this role, I was responsible for mortgage operations from loan origination and application to disbursement. With a view to value creation and by leveraging my business development skills, I generated 10% additional business in only 3 months by leading a unique outreach program to nearby towns.