Founded AMACCUL and led its growth from zero membership, with account number 1, to over 6,000members, promoting financial inclusion in underserved communities.Developed and implemented strategies to expand the credit union's reach, building a sustainablefinancial ecosystem with savings, loans, and services for rural communities.Built the capacity of staff, members, board, and committee members, ensuring they understood andimplemented the true values of cooperative… Show more Founded AMACCUL and led its growth from zero membership, with account number 1, to over 6,000members, promoting financial inclusion in underserved communities.Developed and implemented strategies to expand the credit union's reach, building a sustainablefinancial ecosystem with savings, loans, and services for rural communities.Built the capacity of staff, members, board, and committee members, ensuring they understood andimplemented the true values of cooperative finance.Managed daily operations, overseeing staff recruitment, training, and performance to ensure effectiveImplemented ethical governance practices, ensuring transparency, accountability, and integrity in allfinancial transactions.Introduced alternative credit scoring models, using psychometric data to assess creditworthiness forindividuals in underserved communities.Led the development of technological infrastructure, including mobile banking and mobile moneyservices, to enhance service accessibility.Ensured regulatory compliance and acted as a liaison between AMACCUL, local government,community leaders, and stakeholders to promote the union's mission Show less

Oversaw daily operations, ensuring the smooth running of the branch, coordinating activities, and acting as loan officer when necessary. Managed branch staff performance, addressed queries, and recommended actions to the General Manager.Prepared monthly financial statements, insurable savings, loan reports, and statistical information forsubmission to head office.Evaluated and approved loan applications within branch savings limits, forwarded higher-value loans to the… Show more Oversaw daily operations, ensuring the smooth running of the branch, coordinating activities, and acting as loan officer when necessary. Managed branch staff performance, addressed queries, and recommended actions to the General Manager.Prepared monthly financial statements, insurable savings, loan reports, and statistical information forsubmission to head office.Evaluated and approved loan applications within branch savings limits, forwarded higher-value loans to the appropriate authority, and maintained an updated loan register with proper filing of loan forms and receipts.Managed and reconciled branch stock and assets, ensuring proper storage and regular updates to the stock and asset registerControlled stationery and ensured confidentiality in handling branch resources.Sent weekly returns, monthly activity reports, and statistical data to the head officeMaintained accurate filing systems for all transaction receipts and expenses, ensuring transparency and compliance. Show less

Ensured compliance with tax regulations by diligently preparing and submitting all requireddocumentation on time.Prepared accounts for industry audits andsupported audit process.Wrote financial statements and consolidations after reconciling general ledger accounts.Reviewed budgets and communicated discrepancies to senior management.Ensured the accurate updating of pass books and individual ledgers, prepared monthly bank and third-party reconciliations… Show more Ensured compliance with tax regulations by diligently preparing and submitting all requireddocumentation on time.Prepared accounts for industry audits andsupported audit process.Wrote financial statements and consolidations after reconciling general ledger accounts.Reviewed budgets and communicated discrepancies to senior management.Ensured the accurate updating of pass books and individual ledgers, prepared monthly bank and third-party reconciliations, and performed journal entries for proper account posting. Analyzed financial statements and COBAC ratios for presentation to the General Manager and Board of Directors.Maintained a comprehensive register of union stock and assets, conducted monthly stock counts, andensured secure storage of stationery and other materials. Reconciled stock and assets regularly to maintainaccurate records.Monitored daily cash flow, ensured proper custody of balance cash, and reconciled daily savings with the general ledger. Ensured 100% collection of income from credit union operations and maintained backup for all accounting documents.Managed the timely calculation and payment of personnel taxes and national social insurance, ensured proper handling of pensions, salaries, and standing orders, and assisted with year-end audits to ensure regulatory compliance.Assisted in preparing annual budgets, performed monthly budget reviews, and presented findings onbudgeted vs. actual amounts to the Manager. Provided statistical information to committees and ensured the credit union met a liquidity reserve of at least 20% Show less

Ensured accurate recording of transactions, maintained individual and general ledgers, and prepared monthly bank and third-party account reconciliations. Tracked inter-branch transactions and resolved discrepancies in the ledgers.Monitored daily cash flow, ensuring proper custody and daily reconciliation with the cashier. Managed the register of stock and assets, conducted monthly stock counts, and ensured secure storage of stationery and documents.Submitted regular fieldwork… Show more Ensured accurate recording of transactions, maintained individual and general ledgers, and prepared monthly bank and third-party account reconciliations. Tracked inter-branch transactions and resolved discrepancies in the ledgers.Monitored daily cash flow, ensuring proper custody and daily reconciliation with the cashier. Managed the register of stock and assets, conducted monthly stock counts, and ensured secure storage of stationery and documents.Submitted regular fieldwork reports to the Manager, kept the Manager updated on the union's financial and liquidity status, and provided statistical information for committees and audits.Prospected new members and educated them on NTAMCCUL’s products and services, assisted incompleting membership forms, and ensured proper sign-up procedures.Assisted in the preparation of annual budgets, ensured 100% collection of union income, and managed pension and standing order payments. Maintained backup of all accounting documents and supported the Manager in ensuring proper financial operations. Show less

Assisted with filing receipts, documents, and correspondence, ensuring proper organization and easy retrieval for the union's financial and administrative needs.Managed the posting and collection of mails, ensuring timely communication and delivery of important documents. Ran errands for the union, supporting day-to-day operations.Ensured the office remained clean and organized, and assisted with preparations for the Annual General Meeting, including errands and venue… Show more Assisted with filing receipts, documents, and correspondence, ensuring proper organization and easy retrieval for the union's financial and administrative needs.Managed the posting and collection of mails, ensuring timely communication and delivery of important documents. Ran errands for the union, supporting day-to-day operations.Ensured the office remained clean and organized, and assisted with preparations for the Annual General Meeting, including errands and venue setup to ensure a smooth event. Show less