Nicholas Broadway Email & Phone Number

Charlotte, Nc, Us

- Working cross-functionally to support servicing & fulfillment teams in the Dealer Financial Services Division- Responsible for implementation of organizational due diligence processes to execute primary financial booking and initial loan funding - Demonstrated experience in client management and operational business analysis to mitigate redundancy in workflow and identify opportunities for process improvements - Proficiency in managing multiple tasks, prioritizing work, and maintaining organized records through an understanding of regulatory requirements and collaboration with both internal teams and external counsel- Developed and maintained documentation of new facilities and amended existing deals to support seamless integration between different SORs and services

Ruston, La, Us

- Provided standard and ad-hoc reporting, credit authorization memos, and presentations to assist in commercial decision making and risk mitigation- Evaluated industry trends and portfolio metrics from an array of disparate systems to analyze and synthesize complex data and identify opportunities for performance improvement - Diligently monitored reporting requirements and covenants to ensure compliance with internal policies as clients navigated the highest interest rate environment the mortgage industry had seen in over 20 years- Demonstrated ability to transform transactional data into meaningful business insights and effectively manage multiple projects at one time

Terrell, Tx, Us

- Actively managed a collective $160 million loan portfolio through application of extensive credit knowledge and underwriting ability allowing for a wide variety of loan requests & structures- Proactively identified and analyzed portfolio trends to develop strategies for improvement and ensure maintenance of strong key performance indicators - Performed due diligence to quickly assess risk, provide direct and efficient solutions, and produce quality underwriting in compliance with credit policy - Ensured that best practices are implemented proactively across all reporting, including technical and process documentation, internal/external audits and credit monitoring

Terrell, Tx, Us

- Served as an integral leader in the Loan Production Support Group (PSG) and primary mentor/resource for new interns and analysts joining PSG- Underwrote credit packages to identify current and potential customers’ loan creditworthiness - Completed 1,900 financial spreads including company prepared financials, company audits, 10-K’s, company tax returns, municipalities, personal financial statements, and individual tax returns

Terrell, Tx, Us

- Worked directly with Credit Analysts in the Loan Production Support Group and assisted in underwriting commercial loans.- Provided support to Commercial Lenders by constructing consolidated financial statements for prospective customers as well as updating financial spreads on file for current customers.

Bachelor Of Business Administration - Bba, Finance And Economics

Bachelor Of Business Administration - Bba, Finance And Economics