As part of the Senior Leadership Team for Cynergy Bank and Head of Prudential Risk, I lead a team of risk professionals and quantitative analysts, across a number of the Bank's core initiatives and risk management activities:- Strategic Processes (ICAAP, ILAAP, Risk Appetite, Recovery Plan and Resolution Plan)- Development of the Risk platform for the future strategy of the ‘Human Digital Bank’- Risk policy and Framework development and implementation - Asset and Liability Management - Market Risk - Interest Risk in the Banking Book - 2nd LoD oversight- Quantitative modelling, model development and stress-testing- IFRS 9 - Impairments and quantitative modelling - Interpretation and implementation of regulatory requirements- Risk management of ESG and Climate Change Risk- Preparation of annual accounts (including Pillar 3 and risk disclosure, IFRS 9)- Board and Executive level committees (ALCO, Risk, Model Governance)Our team supports the Bank in developing its technical capabilities in some of the most challenging aspects of the business and market environment (COVID-19, LiBOR transition, Data Analytics, Climate Risk Management)

Financial Industry Advisory Services (FIAS) - providing Restructuring, Regulatory Advisory and Performance Improvement services to financial institutions across Europe.Detailed expert knowledge on both the prudential and conduct risk regulatory environment. With deep understanding of both corporate, commercial and retail banking activities, and a subject matter expert on MiFID II related topics, with more specific and in-depth knowledge on Investor Protection: - Fees, Costs and Charges - Product Governance - Conflicts of Interest - Inducements - Research - Sales practice and monitoringLeads and manages teams advising all financial institutions from top tier banks and investment firms to the small boutiques on how best they can meet their obligations, providing sound regulatory and strategic advice to key members of the management body and staff. - Transaction due diligence - Risk management - Control frameworks

Bank of England’s Division concerned with the risk management of private sector collateral delivered by financial institutions for use in the Bank’s liquidity insurance operations and expanding the pool of eligible collateral in order to meet the demands of the Funding for Lending Scheme (FLS). Managing, valuing and risk assessing the various collateral types accepted by the Bank of England and instrumental in introducing the first portfolios of Corporate, SME, Social Housing, CRE, PFI, Auto and Asset Finance loans into its operations and implementing the proposals of the Plenderleith and Winters Reviews. Working with multiple market participants – challenger banks through to the largest domestic, overseas players and external agencies (government authorities, valuation experts and rating agencies) – to conclude deals; building a portfolio with a nominal asset value of £15 billion positioned in the Bank of England’s operations.A reputation for being able to move fluidly between various asset classes, undertaking detailed credit assessments of loan portfolios assessing the full life cycle of the asset through loan origination, risk management and loan servicing processes carried out by Banks. Applying this analysis to build valuation models and recommend haircuts on the loan portfolios delivered by counterparties.Formulating risk policies and methodologies, often starting from first principles, able to identify trade-offs between the ‘perfect’ solution and one that can be implemented. Identifying nuances in asset classes that could impact the value and disposal of the portfolios in the event of a counterparty default and communicating these to both internal and external stakeholders.

• Experience at the forefront of European regulation analysing the volatile macro environment and its potential impact on the economy and on market participants, including contingency planning for the failure of a significant European group.• Managing the supervisory strategy of a European GSIB Investment bank. Balancing a set work plan with ad hoc projects prioritising the workload and identifying key risks that may require ad hoc work and allocating team resources accordingly. • Built and led relationships at an international level and across the industry – Working with Directors at Central Banks to Global Heads of Business in International Banks, and represented the organisation internationally at Supervisory Colleges and at a Basel Supervisory working groups for stress testing.

Firm supervisor Investment Banks and Overseas Banks

- Control room and middle office duties- Generating and Monitoring reports for credit, operational and market risk- Launching new funds and markets- Approval of research providers- CSA reconciliation and payment management- Dealing with adhoc queries and global audit requests