Nicholas (Nick) Jefcoat has more than 40 years of experience in international finance. Based in Frankfurt, he now works as an independent adviser, with focus on corporate finance and start-ups.Nick started his career in 1977 at Lloyds Bank International in London. After a phase in commercialbanking, he switched in 1984 to merchant and investment banking, with spells at Kleinwort Benson,Robert Fleming and JPMorgan Chase. He then spent three years in private wealth management atJPMorgan Private Bank. From 2005 until December 2015 he was a senior corporate banker, managing global relationships with major corporations, first at Barclays Capital and latterly, as Managing Director in business development and a member of the General Management Board, at Bank of America Merrill Lynch, Frankfurt.Nick is Chairman of the Board at the Deutsch-Britische Gesellschaft Rhein-Main e.V.For the past 29 years Nick has lived and worked in Germany. He previously spent 10 years in Japan and has also worked in France, besides the UK.Nick holds an MA in Modern Languages from the University of Oxford. Besides his native English, he speaks fluent German, French and Japanese.Nick's wife, Ulli, is Austrian. Their daughter, Martina, lives and works in Tokyo.