Nicholas Maybee Email & Phone Number

- Calculate and quantify future delivery risk exposure on company’s credit card processing using risk models, and industry risk assumptions in the $200K-$1M range.- Calculate individual business risk exposure using merchant business terms, google reviews, merchant reputation, contacts, and invoices.- Protect company financial assets by catching synthetic fraud. Asses fake drivers licenses, manufactured IRS documentation, and inflated processing statements.- Orchestrate complicated deals with merchants using risk mitigation tactics such fund reserves, attestations, and reduced monthly processing volumes on credit card.

- Conduct detailed credit analysis on applicants applying for Bankcard products using Experian Credit Bureau. Products include reward tier credit cards, CRL's, and other bank promotional products.- Analyze credit scores, bankruptcy scores, and levels of delinquency on past financial history using Experian credit bureau.- Determine risk level of bringing new account holders to Zions Bancorporation.

Orem, Utah, United States

- Performed detailed credit analysis on potential customers . Used tools such as TLO business search, Transunion credit reporting, and EIN/TIN validation.- Collaborated with UW teams at different merchant banks to better align on criteria for ideal candidates.- Analyzed merchant processing statements for signs of excess chargebacks, and steady cash flows.