Nicholas Nowak

Nicholas Nowak Email and Phone Number

Manager of Pricing & Product @ Bridger Insurance Services
Nicholas Nowak's Location
Appleton-Oshkosh-Neenah Area, United States, United States
Nicholas Nowak's Contact Details
About Nicholas Nowak

I am an insurance professional with over 20 years at multiple different Property & Casualty companies, both on the Commercial and Personal lines side. I've worked with various lines of business, working in many different actuarial disciplines, and that's been very rewarding. I am now currently in a pricing & product manager role with many of my duties having a strong emphasis on my actuarial knowledge and background. My new role also affords me a wider breadth of knowledge into how the company operates across all departments and disciplines, in a way that optimizes growth and profitability.Besides my previous experience, I also have a very outgoing personality. I'm willing to work hard to achieve results and work in a team environment, as well as on my own. I look forward to continuing on my current career path in an actuarial and product capacity and am open to more of a key role in predictive analytics as well, in the future!I have also taken Professional TEACH Product Management and Pricing Courses, as well as CAS exams on my journey to become to become ACAS/FCAS credentialed.

Nicholas Nowak's Current Company Details
Bridger Insurance Services

Bridger Insurance Services

View
Manager of Pricing & Product
Nicholas Nowak Work Experience Details
  • Bridger Insurance Services
    Manager - Pricing And Product
    Bridger Insurance Services Oct 2023 - Present
    Pleasanton, Ca, Us
  • Church Mutual Insurance Company, S.I.
    Actuarial Consultant
    Church Mutual Insurance Company, S.I. Sep 2022 - Oct 2023
    Merrill, Wi, Us
  • Society Insurance
    Associate Actuary
    Society Insurance Dec 2019 - Sep 2022
    Fond Du Lac, Wi, Us
    -Compile demographic, crime, natural peril, and competitor data for presentation to new state entry committee-Research marketshare reports and utilize to determine biggest competitors by line of business for competitor rate filing research-Devise a plan and present rate setting options for entry into new states that Society has not previously entered or written in yet-File full program (Businessowners, Commercial Auto, Liquor Liability, Work Comp, Umbrella, and Cyber Liability) rates, rules, and forms, while coordinating with DOI’s to ensure best filing approach and handle all filing objections (including questions to our proprietary predictive models-Research dram shop laws/liquor statutes, work comp pool requirements, windstorm associations, and any other state-controls-Complete retro studies on current state rate adequacy and competitive analysis-Creation Tavern League of WI/Restaurant Association vs. non-TLWI/WIRA predictive models
  • Jewelers Mutual Group
    Commercial Lines Product Manager (Businessowners)
    Jewelers Mutual Group Jul 2016 - Jul 2019
    Neenah, Wisconsin, Us
    I managed a number of our Commercial Lines products, including the Businessowners, Cyber Liability, Equipment Breakdown, and Umbrella books. In doing so, I work to maintain consistent growth and profitability through managing product pricing, monitoring overall book performance, new product recommendation as well as current product maintenance including identifying trends in product experience, trends, and procedures.A few of my various roles include but are not limited to:-Assisting with the development of company and departmental annual business plan.-Organizing and documenting findings of studies and preparing recommendations for implementation of new systems, procedures, or organization changes.-Assisting with construction/update of the annual reinsurance submissions-Applying standard actuarial techniques and judgment to business situations and pricing decisions-Development of KPIs and Data Dashboards that assist in making various product decisions that support growth and profitability targets-Handling of all related product rate, form, and rule filings and objections with state DOIs-Predictive Analytics Modeling-Conducting regular competitor research so as to stay current or ahead of industry trends-Making improvements to and monitoring effects of changes to our Contingent Commissions Profit-Share Plan, while running monthly/quarterly estimates and calculating final payouts-Developing a plan for and monitoring of "Territory Management" by state for all 50 states and Canada.-Created, filed, and implemented a new Cyber Liability product in coordination with our cyber reinsurance partner
  • Capitol Insurance Companies
    Actuarial Analyst
    Capitol Insurance Companies Mar 2007 - Jul 2016
    Middleton, Wi, Us
    I worked as an Actuarial Analyst with a Property & Casualty company in (Madison area) Middleton, WI. Throughout my time there, I worked with various lines of business, working on many different actuarial disciplines, which was very rewarding.Being with a smaller company, that has a smaller actuarial department, I was able to touch so many different aspects of the actuarial field. My favorite project of them all was building various predictive analytics models using machine learning techniques, and taking that project from inception to full completion over the course of 4-5 years.But I've also been fortunate enough to work on the following items:-Reinsurance Data Submissions-Data Warehouse Development and Testing-Annual Statements, Financial Tax Reporting/Compliance-Hit Ratio Report Development-Agency Contingent Commissions Calculations, Estimates, and Payouts-Loss Cost, LCM, and all sorts of Rate Filings (P&C, Work Comp, Auto, and Surety/Fidelity lines)-Building Pricing Models-ISO/NCCI/SFAA Data Calls-Predictive Analytics Models Implementation/Filings-SOX Testing-Loss Triangles and basic Reserving Methods-ULAE Studies-Schedule P Data-Various Internal Reporting (including Dashboards, Quarterly, Monthly, and ad hoc Reports)-Utilizing Mapping Software to determine geographical areas of large exposure

Nicholas Nowak Skills

Property And Casualty Insurance Insurance Commercial Insurance General Insurance Reinsurance Commercial Lines Actuarial Science Casualty Liability Underwriting Professional Liability Umbrella Insurance Inland Marine Legal Liability Workers Compensation Casualty Insurance Health Insurance

Nicholas Nowak Education Details

  • University Of Wisconsin-Madison
    University Of Wisconsin-Madison

Frequently Asked Questions about Nicholas Nowak

What company does Nicholas Nowak work for?

Nicholas Nowak works for Bridger Insurance Services

What is Nicholas Nowak's role at the current company?

Nicholas Nowak's current role is Manager of Pricing & Product.

What is Nicholas Nowak's email address?

Nicholas Nowak's email address is ni****@****ail.com

What is Nicholas Nowak's direct phone number?

Nicholas Nowak's direct phone number is +160860*****

What schools did Nicholas Nowak attend?

Nicholas Nowak attended University Of Wisconsin-Madison.

What skills is Nicholas Nowak known for?

Nicholas Nowak has skills like Property And Casualty Insurance, Insurance, Commercial Insurance, General Insurance, Reinsurance, Commercial Lines, Actuarial Science, Casualty, Liability, Underwriting, Professional Liability, Umbrella Insurance.

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.