Treasury and Capital Management: • Oversee the Group's treasury division, managing daily cash reserves and optimising the funding structure to improve Weighted Average Cost of Capital (WACC) and Return on Capital Employed (ROCE).• Conduct cash flow forecasting and budgeting to support strategic planning and decision-making.• Cultivate relationships with key funding partners, facilitating successful debt funding initiatives.• Evaluate capital investment opportunities in stores, ensuring alignment with financial objectives and risk management strategies.• Manage working capital and reports on liquidity positions to support operational efficiency.• Manage the Group's foreign exchange hedging strategies, minimising currency risks and ensuring compliance with hedge accounting standards.• Oversee the Group's net bank interest charge and bank charges, minimising costs.• Provide monthly treasury reports to executive management and the supervisory Board.• Ensure accurate accounting and disclosure for treasury-related transactions in accordance with IAS39 and IFRS9 standards.• Manage the Group's supply chain finance program, optimising cash flow and enhancing supplier relationships.Group Insurance and Risk Management: • Monitor key business risks and ensure adequate insurance coverage for all Group assets.• Review uninsured risks and implement mitigating measures to protect the Group's interests.• Negotiate and finalise the Group's annual insurance renewal, optimising coverage and minimising costs.• Manage the Group's insurance cell captive, optimising risk management strategies and maximising insurance benefits.• Review all asset and third-party insurance claims, ensuring successful resolution.Employee Share Scheme:• Manage the Pick n Pay Employee Share Scheme, overseeing all related transactions and ensuring compliance with IFRS2 standards.• Prepare management accounts and financial reports, providing insights into performance of the Scheme.

• Prepared monthly management accounts for consolidation into Group accounts, ensuring accuracy and compliance with accounting standards.• Developed income statement and cash flow budgets, facilitating strategic financial planning and forecasting.• Reviewed key financial metrics to identify areas for improvement in store performance and recommended actionable strategies to enhance business efficiency.• Conducted thorough reviews of monthly bank reconciliations and creditor reconciliations to identify discrepancies and ensure financial accuracy.• Approved, reviewed, and released creditor payments, maintaining positive relationships with suppliers and vendors.• Assessed and strengthened internal financial controls to mitigate risks and ensure compliance with regulatory requirements.

• Completion of SAICA Trainee Accountant Articles to complete CA(SA) qualification.