Nicholas Appice Email & Phone Number

New York, Ny, Us

New York, New York, United States

• Financial Reporting & Analysis for Regulatory Compliance (OCC, FDIC): Managed and analyzed critical Commercial Real Estate Portfolios (CRE) for Flagstar Bank, ensuring adherence to regulatory reporting requirements for OCC & FDIC. Created and delivered monthly KRI reports & portfolio limit reports for risk management.• Credit Portfolio Management & Risk Mitigation: Assisted in managing the risk appetite of various loan portfolios (C&I, CRE) using key metrics. Contributed to consolidated Board reports focusing on loan portfolio analysis and risk mitigation strategies. Established relationships with bank areas to improve data accuracy and provide valuable insights into loan performance.• Streamlined Reporting & Data Management: Streamlined multiple reports for Flagstar Bank, improving data accuracy and value. Established a consolidated reporting system for loan portfolios across three banks. Researched ESG Lending Programs and built competitive advantage reports to support decision-making.• Communication & Collaboration: Liaised between legacy bank personnel and PWC to ensure data delivery for consolidated credit reporting. Communicated effectively with internal stakeholders (C&I PCGs) for timely reporting processes.• Supplier Risk Management (Optional): Analyzed ESG Go Green Lending Programs of competitors to identify potential risks and opportunities for Flagstar Bank. Assist Credit Reporting team with monthly exam reports for OCC & FDIC regulators, including reporting and analysis on the critical Commercial Real Estate Portfolio for all three entities of Flagstar Bank.

United States

• Supply Chain Optimization: Delivered $13 million in cost savings through strategic supplier negotiations using the RFP bid process.• Credit Risk Mitigation: Initiated and implemented risk and financial risk management analysis with key suppliers, ensuring financial stability within the supply chain.• Global Indirect Procurement: Leveraged procurement expertise to source and manage indirect materials effectively.• Marketing Strategy Alignment: Partnered with key suppliers to position market research and consumer insights to align with corporate marketing strategies.• Brand Growth Acceleration: Utilized innovative market research metrics to improve global brand performance, increase ROI, and accelerate brand growth by 3-5% in key categories.

New York, United States

• Cost Savings: Delivered over $20 million in CAPEX savings for global store construction through financial analysis and strategic procurement. Achieved an additional $13 million in cost reductions with key suppliers via negotiation and RFP processes.• Supply Chain Optimization & Risk Mitigation: Built and implemented category reporting systems to drive global procurement strategies and financial analysis. Initiated and performed risk and financial risk management analysis with suppliers, ensuring financial stability within the supply chain.• Strategic Sourcing & Supplier Relationships: Increased business relationships with strategic and emerging suppliers, leveraging financial analysis to identify opportunities while managing risk through audits and assessments.• Marketing Alignment: Partnered with key suppliers to position market research and consumer insights to align with corporate marketing strategies.

New York City Metropolitan Area

• Financial Planning & Analysis:o Developed and managed budgets & strategic plans for daily operations.o Built forecasting tools to analyze revenue variances, business pipelines, and industry trends.o Proactively mitigated financial, regulatory, and operational risks.• Sales Planning & Launch Management:o Updated and maintained La Mer's Long-Range Plan reporting tool & analyzed sales metrics to guide brand decisions around retailer sales goals.o Executed in-depth risk analysis of annual budgets to ensure capital project sales plans aligned with estimates and deadlines.o Monitored La Mer's Launch Shipment Plan for successful launches in line with sales goals.o Developed new forecasted launch plans by retailer, evaluating their potential risks.o Supported long-range retail planning & new door opening and distribution strategies.• Sales & Retail Expertise:o Collaborated with account leads, trade marketing, and sales operations to translate retail sales analytics into actionable insights.• Financial Operations & Systems Management:o Strengthened La Mer's vendor relationships by ensuring on-time invoice processing through Ariba software.o Managed La Mer North America billing and invoicing utilizing SAP and Ariba software.

New York City Metropolitan Area

• Worked to achieve plan for capital projects through in-depth analysis of the annual budget as it relates to project estimates and completion deadlines for Estee Lauder, Clinique, and Origins• Oversaw annual depreciations and leverage fixed assets to analyze future depreciation impact to Opex spending for all three brands• Evaluated current and future deprecation quarterly, mid-year, and year end • Reviewed current projects as it relates to future depreciation implications to Opex spending• Leveraged Genpact, corporate finance, and fixed assets to provide guidance on deprecation growth YoY• Helped monitor and achieve capital spend budgets for Estee Lauder, Clinique, and Origins• Managed estimates to avoid unforeseen excess costs for each project• Responsible for La Mer North America billing and invoicing using SAP• Describing and estimating the risks affecting the business.

520 8Th Ave.

Financial and Risk analysis to ensure high occupancy and low turnoverBusiness retention.Strategic business developmentBusiness management Facility management Customer service Monthly budgeting and expense reports. Monthly budget reconciliation Monthly and daily bank reconciliation.Acquired FDNY Licenses for building and property management. S-12S-13F-01F-60Ambassador Manhattan Chamber of Commerce

Short Hills, Nj

Focus on upscale fashion apparel and home-related goods, with an emphasis on distinctive merchandise offerings. Lead department in retail sales for high-end designer Theory with an emphasis on customer service and loyalty. Develop customer relations and commitments through various communication outlets. Met revenue goals and contributed to obtaining loyalty in the form of credit. Obtained register and team work skills. Responsible for merchandising and sales maintenance of the Theory Brand with Bloomingdales. Awarded 2013 Top sales associate for sales of $500k or more.

Englewood, Nj

• Oversee all store operations, including training and managing nine staff members, merchandising, and purchasing. Monitor product levels, create budget-to-actual reports, and implement floor sales strategies. Hire, train, and mentor all staff members. Facilitate staff meetings to improve individual sales. Complete all sales reporting on a weekly and monthly basis.Highlights Include:• Exceeded sales and improved overall net income by maintaining product knowledge and training staff on sales and client relationship management.• Selected to open and lead new location in Long Branch, driving sales growth more than $400,000 in one summer by developing to marketing plans and implementing employee development strategies.

• Selected to assist in the re-launch of the organizations signature product, including development of marketing and communications plans. Served as key point-of-contact for magazines, public relations firms, and celebrity clients for the development and resale of Scott Barnes brand and color cosmetic line. Managed marketing and advertising for Scott Barnes brand. Negotiated contract terms, performed inventory control, and communicated with vendors and manufactures.Highlights Include:• Managed all distribution of cosmetic line to the scottbarnes.com website and wholesale clients.• Assisted in the successful global re-launch of signature product.

• Ensure the technical health as well as manage the technical issues and needs of the Quality Management Office by being the liaison between Pershing and third-party clients• Manage the monthly reporting to all special needs clients and administered the Quality Assurance of Pershing’s clearing capabilities• Maintain all service and technology-related updates within Pershing for the Quality Management Office• Standardize all communications and reporting capabilities to our third-party clients

• Ensure the technical health as well as manage the technical issues and needs of the branch by being the liaison between the branch, outside vendors, technical support groups and home office• Oversee the btlsupport@ubs.com inbox to ensure and resolve Branch Technology Liaison (BTL) and service-related issues and/or concerns (approx. 200/month) that are escalated to Senior Management and Business Owners, and communicate the appropriate responses back to the originator• Maintain and publish all service-related updates, training material and important product information to the UBS intranet site• Govern the implementation, development and administration of BTL training • Maintain and distribute BTL related distribution lists• Provide weekly and as needed communications regarding application outages, product enhancements, system deployments and application rollout events to all US retail branches• Conduct quarterly national calls with the Branch Technology Liaisons to ensure cohesiveness between their branch and home office

• Supervise the service@ubs.com inbox to ensure and resolve service-related issues and/or concerns (approx. 200/month) that are escalated to Senior Management and Business Owners, and communicate the appropriate responses back to the originator.• Identify “Service and Process” enhancement opportunities for Senior Management and Business Owners that improve the client experience.• Manage timelines of enhancements and new initiatives for Senior Management and Branch Management teams.

• Assisted in Project Management of nine initiatives, including Program Planning, coordination of Milestone Events and development of logistics.• Negotiated program financials and budget analysis with external vendors. • Organized 10 advanced training events for over 1,500 Financial Advisors including enrollment, registration, and coordination of marketing and curriculum materials. • Organized all on-site advanced training to Financial Advisors.

Master Of Business Administration (M.B.A.), Finance And Financial Management Services, 3.77

Undergraduate and graduate member of the International Honor Society Delta Mu Delta. 3.77 GPA in my MBA program.

Bs, Business Management, Finance And Financial Management Services, 3.93

Activities and Societies: Member Delta Mu Delta, International Business Honor Society.Delta Mu Delta Member GPA 3.82

Bachelor'S Degree, Political Science And Government