Nicholas Belgrave, Mba Email and Phone Number

• Lead and optimize internal outsourcing programs across multiple entities with the Senior Director• Ensure all outsourcing initiatives comply with regulatory standards and internal policies; develop and implement strategies to improve efficiency and reduce costs through effective outsourcing.• Design and implement frameworks to enhance the organization's operational resilience continuously assess and mitigate risks to critical business operations and infrastructure.• Collaborate with various business units to ensure the continuity of essential services during disruptions.• Develop and maintain a robust third-party risk management program, conduct comprehensive due diligence and ongoing monitoring of third-party relationships (Banks, Counterparties, Vendors and Partnerships).• Establish and enforce risk mitigation strategies with the Head of Procurement to manage vendor-related risks.• Lead the development, execution, and regular testing of business continuity plans; conduct drills and simulations to ensure preparedness for potential disruptions.• Manage the organization’s incident response strategy and operations, coordinating with internal and external stakeholders during incidents.• Develop post-incident analysis and implement improvement plans to enhance future response capabilities.• Lead the planning and response efforts for organizational crises, establish communication protocols and crisis management teams to ensure an effective response.• Provide strategic guidance during crises to minimize impact on business operations and ensure a swift recovery.• Provide comprehensive risk assessment and advisory services for M&A activities.• Identify and mitigate risks associated with integration and international expansion efforts.• Ensure due diligence processes are thorough and risk-aware, addressing potential challenges of globalization.

* Develop, implement, and continuously improve the company's enterprise risk management program, including the identification, assessment, and management of risks across the organization* Work with business units to identify, assess, and manage risks associated with their operations, products, and services* Develop risk management policies, procedures, and tools to support the enterprise risk management program* Monitor and report on risk management activities and progress to senior management and the board of directors* Provide guidance and support to the business in identifying and managing risks* Work closely with the Chief Compliance Officer, Chief Information Security Officer, and other senior leaders to ensure that risks are appropriately identified and managed across the organization* Conduct risk assessments, scenario analysis, and stress testing to identify and assess potential risks to the company* Develop and deliver risk management training to employees, senior management, and the board of directors

* Manage the Enterprise Risk Management, Third Party Risk Management, Business Continuity and Disaster Recovery, New Products and Records Management teams.*Advise across departments, including Sales, Trading(Spot and Derivatives) , Lending, Compliance, Legal, Security, and Technology.* Manage risk and compliance across multiple regions, including Bermuda, United Kingdom, Singapore, United States* Establish and advise on global risk management framework, including BoD, Committees, Entities, Risk Appetite and Risk Tolerance* Build and manage the Enterprise Risk Management processes including risk governance enterprise risk assessment, risk events, key risk indicators, operational scenario analysis risk treatment, risk acceptance and risk reporting* Build and manage the Third-Party processes including Third-Parry onboarding, Third-Party monitoring and Third-Party offboarding across departments.* Build and manage the Business Continuity and Disaster Recovery program across Business Continuity Plans, Recovery Plans and Business Impact Analysis, including Pandemic Planning* Responsible for ERM’s strategy, governance, and staffing, including firmwide governance, data analytics, data science, reporting, quality assurance, and risk training* Oversight of enterprise risk management framework including risk identification, measurement, mitigation, monitoring, and reporting to management.* Coordinate and drive accountability across the three lines of defense, including special projects.* Oversee and monitor ad-hoc program and initiative status and identify issues/risks and proactively resolve the issues* Build policies, procedures, processes and controls standards and framework to be compliant with internal and external requirements* Multitask, prioritize, and manage portfolio of complex cross-functional programs and projects* Manage new product oversight globally, including coin offering, and liaise with departments on product feasibility

•Advise and assist the SVP of ERM and the CRO, including the CCO, as a leader in setting the strategic risk management vision and implementing effective strategy, particularly regarding the management of Enterprise Risks•Own and drive improvements to the Risk Management Framework, including risk universe, risk rating scale, risk appetites, and risk tolerances, commensurate with corporate strategy and legal requirements to effectively manage risks•Own the firmwide Key Risk Indicator program, including development of other metrics dashboards and reports, to enable ongoing risk reporting of qualitative and quantitative information to support effective decision making•Work closely with process and control owners to review and analyze metrics for trending, patterns and breaches to develop KRI and KPI reporting on current and emerging risks including •Lead the development and maintenance of enterprise wide risk reporting for Board of Directors, Management Committee, Regulatory Group, and Business Units across risk profiles, and appetites and tolerances through the utilization of complete, accurate, timely, relevant and accessible data and information.•Improved enterprise risk assessment to dynamic risk assessment, by identifying requirements to automate processes, risk and control data in GRC Archer, to build Tableau dashboards for firmwide consumption across all departments.•Own the oversight of firmwide User Developed Applications, including determining automation and technology solutions•Advise and collaborate with ERM team to enhance ERM program methodologies, policies, procedures, and job aides to ensure that the team has appropriately identified the supporting processes, and controls•Manage a training program which focuses on risk awareness and communicating the Risk Management Framework, Risk Appetite and Tolerances, Risk Taxonomy and ERM program activities (e.g., Risk Assessments)•Attract, develop, and retain talent within OCC’s Risk Management department

• Drafted and vetted FRM risk statements with owners, and the mapped statements to the process, risk and control universe,• Advised on ERA risk statements for Credit, Liquidity and Model risk universe subcategories.• Completed a comprehensive review of FRM metrics, KRIs, and KPIs, to identify new metrics to enhance overall reporting to Working Groups, Management Committee and the Board of Directors.• Processed identified findings for risk acceptance, by preparing documentation, including rationale, for review and approval by Enterprise Risk Management.• Completed a review of Model Risk, Clearing Fund, Credit Risk and Stress Testing Working procedures to streamline and update governance and escalations in accordance with OCC’s risk taxonomy.

• Realigned and matured the Risk Management Framework, across categories/subcategories, including updating to ensure consistency with regulatory requirements.• Oversaw the drafting, aggregation, vetting, and finalization of the Chief Risk Officer Report to the Board of Directors. • Oversaw the creation of the PFMI Quantitative Disclosure, including enhancing and streamlining the process om relation to IOSCO standard.• Developed a plan for the implementation of firmwide ERM KRI’s to be embedded in business units.

•Assess, develop and implement OCC’s compliance program, with current applicable regulations, laws, and legal requirements for SEC, CFTC, Fed, international, and internal OCC requirements.•Engage regulators at the SEC, CFTC, Fed, and other regulatory bodies.•Advise and interact with business personnel and executives, to understand tactical and big picture issues regarding the impact of business/finance decisions and risk management practices.•Improve Compliance Department processes, training, communication, and documentation. •Interact with external regulators regarding examinations as well as other regulatory initiatives and priorities.•Research and understand current and proposed laws, rules, and regulations impacting OCC.•Coordinate the administration and production documents and other information in response to regulatory requests.Support the execution of internal compliance monitoring and testing procedures.•Assist in departmental reporting and presentations to senior management.•Advise business departments on the development and enhancement of policies and procedures by working both independently and in collaboration with subject matter experts.•Assist with the development and maintenance of the Compliance Department’s internal policies and procedures.•Analyze complex financial transactions, risk management strategies, and information technology practices utilized by market entities and participants. such as: covered/registered clearing agencies (CCA/RCA), derivatives clearing organizations (DCO), broker dealers, investment banks, investment advisers, hedge funds, investment companies, futures commission merchants (FCM), commodity trading advisers (CTA), commodity pool operators (CPO).•Maintain regulatory awareness and ensure adherence to risk-related policies and best practices.•Demonstrate and embed the behaviors and competencies that create a risk management mindset in the organization.

•Advised a financial institution across anti-money laundering, fraud and anti-corruption compliance risks in Bermuda and Australia.•Acted as a member of the Project Management Organization (“PMO”) team, working alongside functional and legal leads to execute compliance site visit while developing, improving, and adhering to procedures and processes for a team of 18 people.•Produced weekly status reports to executive committee and leadership.•Managed project action items, risks, issues, escalations and decisions to facilitate meetings and issue resolution.•Created communications to team lead and members about site visit matters, including testing observations, and recommendations.•Managed site visit files, documentation, and central document management and storage, for team and SME testing work streams.•Attended client meetings, reviewed RFPS, drafted proposals and recommended pricing as an advisory team member.BSA/AML & SANCTIONS PROFESSIONAL HIGHLIGHTS:•Evaluated trust accounts and interviewed staff about processes and controls concerning possible AML, Fraud and Corruption issues.•Reviewed transaction monitoring, unusual activity reports (“UAR”), and suspicious activity reports (“SAR”) across retail, private, commercial and global banking to sample, review, test and report on processes, controls and business integration across various account types.

•Advised financial institutions, third parties, and vendors across operational and compliance risk management sectors domestically and internationally, specifically in US, Britain, Spain and India.•Helped manage the Security Risk (Cybersecurity & Fraud) practice by building and retaining client relationships and engagements, responsible for liaising with accounting, marketing, media, and HR.•Served as lead analyst for engagement teams by managing projects, refining data analysis and utilizing exceptional writing skills.PROFESSIONAL HIGHLIGHTS:•Assisted a FBO and its Holding Company across numerous subsidiaries by building its compliance risk program in accordance with regulatory expectations, and also created, and reviewed Privacy, TWA, Insider Trading, FCPA and Issue Management policies.•Assessed risk and control infrastructure, and helped create policies and procedures (i.e. systems and networks) for a two merging major financial transaction-processing firms in the areas of audit, business continuity planning, regulatory (i.e. GLBA) including log, patch, and vendor management across corporate front/back office and data centers.•Analyzed liquidity planning and new product development for major prepaid card company for capital planning requirements.BSA/AML & SANCTIONS PROFESSIONAL HIGHLIGHTS:•Assessed controls effectiveness across a large wholesale bank and FBO for a BSA/AML and Sanctions risk assessment including performing controls review, and analysis for business products and services,•Conducted targeted interviews and reviews of BSA/AML and Sanctions management, for a large FBO, in its 400 person offshore location, across CIP, KYC, Transaction Monitoring (1st Line, 2nd Line, UAR and SAR) and Audit,•Assessed, and streamlined BSA/AML, Sanctions and Consumer Protection metrics for monthly and quarterly reporting for a FBO regional bank across the main bank and all subsidiaries,

•Built file that compiled 50,000 moving values into 5,000 equations on 4 sheets to create timetables and workflows for a 20-person interdepartmental team, that allowed for reports on accuracy to upper management.•Consolidated data from five departments (Risk, Onboarding, Sales, Audit and Ops teams) systems, using extractions and V-Lookups that that included 5,000 clients and 100,000 values to allow for a FINRA 2111 audit pool of High net worth clients•Liaison between Sales Teams, Operations teams, Branch Managers: created and disseminated branch reports, used pivot tables to create charts and tables for reporting to upper management.•Performed due diligence and sample checking over 6,000 accounts over the course of audits to ensure accuracy•Reviewed and updated investment strategies and account information to ensure the continuity of regulations across portfolios for sales trades.

• Responsible for updating and creation of new client files on Salesforce for on/offshore clients with differing portfolio requirements.• Preparation and consolidation of K-1 Tax forms as well a updating of SEC documentation for Dodd-Frank.• Reconciliation of redeemed and merged accounts across investment funds for fiscal year 2011. • Oversee temporary employees for investor recertification and SEC regulatory changes for the 2012-year

• Responsible for consolidating, balancing and rectifying discrepancies of firm financial billing for Lehman Bankruptcy, including creating reports and statistical data for accounting teams.• Reviewed, researched, and prepared financial documents and claim files for MBS and Future and Shorts• Miscellaneous duties include: analysis of material for internal use, maintaining and organizing files, and conducting research on financial regulations and practices in conjunction with Bankruptcy case law.