Senior Research Fellow, Fletcher Maritime Studies Program, The Fletcher School.Writer for Oliver Wyman, global consulting firm.Senior Fellow, Council on Emerging Market Enterprises, The Fletcher School, Center for International Business in the Global Context. Author of "You Can Hear Me Now: How Cell Phones and Microloans Are Connecting the World's Poor to the Global Economy" (Jossey-Bass).Co-author of "Money, Real Quick: Kenya's Disruptive Mobile Money Innovation" (Guardian UK).Volunteer expert for Financial Services Volunteer Corps/USAID, consulting with Central Banks in developing countries (such as Albania and Moldova).Rockefeller Bellagio Fellow (2011 and 2019)Education: Fletcher School of Law & Diplomacy (M.A.), Harvard University (A.B.)