When protecting what matters most, you want sound, clear, sensible advice. Providing advice is not a 'wham bam, thank you mam' process – it takes time to get to know you and listen to your needs [insert dreams and fears here] to guide you to a secure financial future. Only then should we discuss potential solutions.You do not have to understand financial planning, just what you want your money to do for you. It is never too early or late to invest in your financial future.People often assume they do not have enough money or assets to invest or protect, but this is usually not true! People often have more investible assets than they realise, and everyone has someone or something they hold dear that they want to protect should the worst happen.A good Financial Planner will consider your combined family wealth, not just your wealth. Supporting private clients for almost ten years, I aim to maintain a long-term relationship providing people with a source of trusted advice as their financial needs evolve over the years, not only for them but also for future generations. 90% of my business comes from personal referrals, something I am immensely proud of - I am unlikely to message you cold!Starting with Junior ISA's to Inheritance Tax planning, I can cover a range of needs and requirements to support your money-life goals, freeing you to enjoy life or do what you do best. Money should not be a worry; it should help you achieve the lifestyle you deserve. If you are retired, nearly retired, or want to retire, then the advice is needed and can be given on a no-obligation consultation basis, with no pressure and time frames guided by you. Feel free to send me a connection request or visit my website for details www.nick.raynor@sjpp.co.uk.The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down and up. You may get back less than you invested.Court View Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (authorised and regulated by the Financial Conduct Authority).The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.SJP Approved XX/XX/XXXX