Nick Hudec Email & Phone Number

Boise, Id, Us

Hired as the 1st commercial banker as CrossFirst expanded into Arizona. Pursued middle market opportunities in partnership with executive leadership and worked cross-functionally with the Real Estate, SBA, and Treasury teams to expand influence and reach, introducing Arizona to a customer-first focus. Served as trusted advisor while negotiating loan terms, rates, costs, covenants, and collateral requirements.

Peoria, Arizona, United States

Grew a portfolio from $0 to nearly $50M by pursuing a variety of sectors and opportunities. Influenced a team of 5 into exceeding goals by up to 170%. Generated an average of $18M annually and ensured alignment with institutional risk management protocols while operating within regulatory compliance guidelines.

Aggressively developed a $100M portfolio across commercial loans, SBA, and real estate. Worked exclusively with C-suite clients and nurtured long-term relationships, many of which are sustained today. Conducted extensive due diligence and managed the entire loan lifecycle. Clients ranged from manufacturing to distribution, service, and agriculture. Built and personally managed a construction loan portfolio and paid special attention to compliance and risk assessments.

Broke into a new region and introduced the territory to Enterprise Bank and Trust as the Sr. Relationship Manager for the West Valley Market. Conducted due diligence and financial analysis, assisted senior management in risk management and loan review during assessment of potential failed bank acquisitions. Effectively managed performing loss share loan portfolio of initial failed bank acquisition while building a loan and deposit client base from scratch in a down economy. Focused on building trust, creditability, and client retention.

Focusing on SBA 7a and SBA 504 commercial loan development, expanded Silver State into Arizona and established a foothold in a new market. Managed loan production and was ranked 2nd in production during 10 month-tenure at the height of the economic downturn.

Ranked Top Producer for 2004, 2005, and 2006 with $61M loan closings, winning President’s Club all three years. Managed end-to-end commercial lending lifecycle from prospecting to strategic marketing, business development, deal structure, and closing. With an average deal size of $1M, developed long-lasting client relationships and upheld the bank’s reputation for honesty and integrity while advancing position P&L on each loan. Served as Assistant Vice President, Commercial Loan Officer under the Zions Bancorp umbrella at National Bank of Arizona as Administrative Officer, Senior Commercial Credit Analyst from 1998-2002. Roles included examining, evaluating, and underwriting commercial, real estate, and SBA loans, as well as assessing ongoing creditworthiness.